Keith Hall
@GoNonQM
First National Bank of America National Wholesale Sales Manager NMLS# 1068178 #MakingNonQMEasier #OpeningMoreDoors
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just created a new twitter account for work purposes to separate my personal handle. this is why my following is starting from scratch. follow for timely updates on Mortgage lending and Non-QM news.
youtube.com
YouTube
Non-QM Mortgage Myths: Interest Rates Explained Fast (2025) #nonqm...
Payroll employment rises by 353,000 in January; unemployment rate remains at 3.7% bls.gov/news.release/e… #JobsReport #BLSdata
mbshighway.com/gallery/2024In… The IRS has raised the thresholds for income tax brackets & the standard deduction fo tax year 2024. These moves, along with several others, were made due to high inflation and could mean potential tax savings on these returns that are due in April 2025.
Gary Acosta on the state of Hispanic homeownership housingwire.com/podcast/gary-a…
housingwire.com
Gary Acosta on the state of Hispanic homeownership - HousingWire
Gary Acosta, CEO of NAHREP, discusses highlights from the most recent State of Hispanic Homeownership Report.
Secondary Market conditions seem to be forcing Non-QM lenders out of the ITIN borrower segment. First National Bank of America, the leader in ITIN lending is still open & operating like normal. We are averaging 25 days from App to Close. fnba.com/wholesale/non-…
Join @barryhabib for Session 3 of #PRMGUniversity at this time on July 1st for a detailed dive into this unique market and what you NEED to be doing to strengthen your borrowers' offers. Register for FREE at ow.ly/xB1o50F5Lm6 #mlo #realestate #lending
Excited to have @dalevermillion partner with our retail channel to grow our NonQM business! #FNBALending #FNBADifference
Refinancing will get more expensive starting on Dec. 1, thanks to the new Adverse Market Refinance Fee. We break down how to figure out if locking in a lower rate is worth it--even with higher closing costs. Read Here> bit.ly/2IaYV8o @ForbesAdvisor
mbshighway.com/gallery/bls-jo… The (BLS) reported 661,000 job gains in Aug, less than expectations. we are still 11M jobs short pre-pandemic. The UE Rate decr from 8.4% to 7.9%, beating expectations of 8.2% the labor force decr by nearly 700,000.
It is still a Seller's market, but this is a good sign nationally and I'm seeing it locally. mbshighway.com/gallery/Pendin…
FNBA has a unique product for one of the fastest growing population of homeowners. "Hispanics are by far the youngest and fastest-growing demographic, and they have the highest labor force participation and household formation rates in the country." housingwire.com/articles/the-c…
Interfirst Mortgage returns to originations after three-year hiatus housingwire.com/articles/inter…
US home purchase demand, measured by home purchase mortgage applications, continues to rebound. Applications are now up almost 18% from last year
another good sign that the economic ship is righting, more people going back to work than expected leading to a better than expected ADP employment #. mbshighway.com/gallery/ADP-Em…
mbshighway.com
ADP Employment Report
The ADP Employment Report showed that there were 2.76 million job losses in the month of May. While this is still a huge amount of job losses, it was much better than the 8.75 million loss expected....
there's a lot of pent up demand, purchase applications up and refi apps are declining... Summer home-buying set to take off housingwire.com/articles/summe…
Lower rates will drive demand for homes, avg. loan size increased 7% from April to May... The Summer Home-Buying Season May Be Much Hotter Than Expected—Here's Why realtor.com/news/trends/su…
Interesting perspective on housing... 2020 Housing Market Predictions - COVID-19 Update realtor.com/research/2020-…
realtor.com
2020 Housing Market Predictions - COVID-19 Update
Realtor.com's updated 2020 Housing Market Predictions in response to COVID-19. Based on the latest available data, we forecast key market trends for 2020, including home prices, home sales, housing...
This is a promising sign if this trend continues.. Mortgage forbearance requests slow to a trickle, Black Knight says housingwire.com/articles/forbe…
housingwire.com
Mortgage forbearance requests slow to a trickle, Black Knight says
As new forbearance requests slow to a “trickle,” the number of mortgages in forbearance this week stands at 4.8 million, according to Black Knight.
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