GoNonQM's profile picture. First National Bank of America National Wholesale Sales Manager NMLS# 1068178 #MakingNonQMEasier #OpeningMoreDoors

Keith Hall

@GoNonQM

First National Bank of America National Wholesale Sales Manager NMLS# 1068178 #MakingNonQMEasier #OpeningMoreDoors

Pinned

just created a new twitter account for work purposes to separate my personal handle. this is why my following is starting from scratch. follow for timely updates on Mortgage lending and Non-QM news.


Keith Hall reposted

Payroll employment rises by 353,000 in January; unemployment rate remains at 3.7% bls.gov/news.release/e… #JobsReport #BLSdata


mbshighway.com/gallery/2024In… The IRS has raised the thresholds for income tax brackets & the standard deduction fo tax year 2024. These moves, along with several others, were made due to high inflation and could mean potential tax savings on these returns that are due in April 2025.


Secondary Market conditions seem to be forcing Non-QM lenders out of the ITIN borrower segment. First National Bank of America, the leader in ITIN lending is still open & operating like normal. We are averaging 25 days from App to Close. fnba.com/wholesale/non-…


Keith Hall reposted

Join @barryhabib for Session 3 of #PRMGUniversity at this time on July 1st for a detailed dive into this unique market and what you NEED to be doing to strengthen your borrowers' offers. Register for FREE at ow.ly/xB1o50F5Lm6 #mlo #realestate #lending


Excited to have @dalevermillion partner with our retail channel to grow our NonQM business! #FNBALending #FNBADifference


Keith Hall reposted

Refinancing will get more expensive starting on Dec. 1, thanks to the new Adverse Market Refinance Fee. We break down how to figure out if locking in a lower rate is worth it--even with higher closing costs. Read Here> bit.ly/2IaYV8o @ForbesAdvisor

NatalieMCampisi's tweet image. Refinancing will get more expensive starting on Dec. 1, thanks to the new Adverse Market Refinance Fee. 

We break down how to figure out if locking in a lower rate is worth it--even with higher closing costs. 
Read Here> bit.ly/2IaYV8o
@ForbesAdvisor

mbshighway.com/gallery/bls-jo… The (BLS) reported 661,000 job gains in Aug, less than expectations. we are still 11M jobs short pre-pandemic. The UE Rate decr from 8.4% to 7.9%, beating expectations of 8.2% the labor force decr by nearly 700,000.


It is still a Seller's market, but this is a good sign nationally and I'm seeing it locally. mbshighway.com/gallery/Pendin…


FNBA has a unique product for one of the fastest growing population of homeowners. "Hispanics are by far the youngest and fastest-growing demographic, and they have the highest labor force participation and household formation rates in the country." housingwire.com/articles/the-c…


Most Borrowers in Forbearance Have Equity magazine.realtor/daily-news/202…


Keith Hall reposted

US home purchase demand, measured by home purchase mortgage applications, continues to rebound. Applications are now up almost 18% from last year

lenkiefer's tweet image. US home purchase demand, measured by home purchase mortgage applications, continues to rebound.

Applications are now up almost 18% from last year

there's a lot of pent up demand, purchase applications up and refi apps are declining... Summer home-buying set to take off housingwire.com/articles/summe…


Lower rates will drive demand for homes, avg. loan size increased 7% from April to May... The Summer Home-Buying Season May Be Much Hotter Than Expected—Here's Why realtor.com/news/trends/su…


United States Trends

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