Sarath

@nsarathc

Long on Python, Linux & Life. Interested in personal finance and the way businesses make money. Fascinated by the ever-complex human mind and crowd behavior.

India

Joined September 2009

16KPosts 654Followers 234Following

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Pinned

Sarath

@nsarathc

Jan 14, 2022

Four qualities that define a successful investor freefincal.com/four-qualities… via @freefincal

nsarathc's tweet card. Here are four qualities needed to become a successful investor. Thankfully we can develop these qualities in time. We neither need to be smart nor

Four qualities that define a successful investor

Source: freefincal.com

Sarath reposted

It only takes one person to change a family tree. One person to think differently about money. One person to buy or build a business. One person to create a plan — and stick to it. It doesn’t happen by accident. It happens when you decide to be the one. Be that person.

Sarath

@nsarathc

Sep 17

Account for the capital gain tax deduction with each switch. Also, go the "Regular" route. You'll find that the easiest way to get less than a liquid fund equivalent return from equities. That's the MFD-driven alpha you've been getting all through your life!

Famy ⚡

@FamyRasheed

Sep 16

🧵 The ‘Best Fund Every Year’ Experiment - A Lesson in Chasing Performance What if you invested ₹ every year in the top-performing mid-cap fund of the previous year? Let’s rewind to 2015 and see how this played out👇 2015: Picked: UTI Mid Cap Fund (91.8% in 2014) 🔻 Gave only…

Sarath

@nsarathc

Sep 16

The peerless class...

samrith.

@samstillyearns

Aug 8

with ilaiyaraaja. great theme the modern mankind has witnessed this century.

Sarath reposted

Learn Something

@cooltechtipz

Sep 15

this can save your life

From Tamir Deposu

Sarath reposted

Gaurav Rastogi

@rustapharian

Sep 16

when you buy (timing) and what you buy (allocation) matters. it is not for everyone though as it is not easy. indexing is easy.

Barry Ritholtz

@Ritholtz

Sep 15

"Had you bought Gold at its peak in 1980, you will only just have outperformed inflation today, 45 years later. By contrast, if you bought the S&P 500 on that day, it would have provided you with a stunning 4250% real return. However, had you bought gold in 2000, you would have…

Ritholtz's tweet image. "Had you bought Gold at its peak in 1980, you will only just have outperformed inflation today, 45 years later. By contrast, if you bought the S&amp;P 500 on that day, it would have provided you with a stunning 4250% real return. However, had you bought gold in 2000, you would have…

Sarath

@nsarathc

Sep 16

The importance of being in the right place with the right product at the right time—luck, as @Nithin0dha says!

Nithin Kamath

@Nithin0dha

Sep 16

Someone on Reddit asked what does Zerodha do differently, how are we profitable, why don't IPO etc. This is what I replied: Hmmm... so you forget that we have spent 15 years getting here. And maybe another 10 years, before Zerodha, I was involved in the markets in some form. So,…

Sarath

@nsarathc

Sep 16

AMCs rebut "mine is bigger" with "mine is better" to create FOMO for gullible investors. Don't fall for it. Stick to market-cap index funds. All the AI models will end up offsetting each other, with the index capturing the net effect without any effort.

Save Invest Repeat 📈

@InvestRepeat

Sep 16

One of the most interesting things happening in the active mutual fund space is AI. quant Mutual Fund used to say their data model strategy is unique & first time in India. Named it VLRT. Then Capitalmind launched its own data model driven stock selection. Now JioBlockRock is…

Sarath reposted

BasuNivesh Fee Only Financial Planners

@BasuNivesh

Sep 16

Often, the best investment products are rarely sold by middlemen. 1) Term Life Insurance 2) Super Top Up Health Insurance 3) Accidental Insurance 4) Index Funds 5) FD/RD (If goals less than 1-2 Yrs) 6) PPF, SSY, or EPF/VPF 7) SCSS, MIS, Gilt Bonds (through RBI Retail Direct)

Sarath reposted

VivekTaru

@kendheswapnil

Sep 16

There is always a bull market somewhere. You will always feel underallocated to whatever is running hot. There is no solution to this feeling. Just learn to live with it.

Sarath

@nsarathc

Sep 16

Option buyers hardly make money. Even if the underlying moves in a 15% intraday range.

Satish : 🇮🇳 Trader

@satishtheta

Sep 15

#Nifty To my fellow option buyers : NIFTY Rani is moving in a range of 0.08% and VIX bouncing 1% here and there. How are you planning to make money in this scenario? 🙃

Sarath

@nsarathc

Sep 16

Are you so cheap? I thought you belonged to the 1000 Cr., club. All my hopes stand shattered now.

Sourav Dutta

@Dutta_Souravd

Sep 15

₹10Cr is enough for financial freedom with decent lifestyle in India. Agree?

Sarath

@nsarathc

Sep 16

Making mistakes with borrowed money leads to catastrophic outcomes. Be cautious to avoid regret, especially with borrowed funds.

Sheetal Rijhwani

@RijhwaniSheetal

Sep 15

First 1 Cr is the toughest. From 1 Cr to 10 Cr is easy. So don’t waste time earning it, just arrange it. Borrow from parents, friends, use savings, sell assets, take loans. Flip that 1 Cr into 10 Cr. Return their 1 Cr. Now you’re sitting on 9 Cr. 🤷

Sarath

@nsarathc

Sep 15

It appears @BJP4India is uninterested in retaining or regaining power. Dysfunctional ITR filing website, the MoRTH minister speaking harsher than U.S. trade negotiators for "sugar cane farmers," and more.

Income Tax India

@IncomeTaxIndia

Sep 15

KIND ATTENTION TAXPAYERS! The due date for filing of Income Tax Returns (ITRs) for AY 2025-26, originally due on 31st July 2025, was extended to 15th September 2025. The Central Board of Direct Taxes has decided to further extend the due date for filing these ITRs for AY…