think_in_points's profile picture. Breaking down smart money moves, pointwise!
💲Personal Finance 💳 Credit Cards | ✈️ Travel Hacks | 💡 Side Hustles

Think In Points

@think_in_points

Breaking down smart money moves, pointwise! 💲Personal Finance 💳 Credit Cards | ✈️ Travel Hacks | 💡 Side Hustles

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One thing every credit card geek should remember is that not every swipe is worth it. 💳 Once you get deep into the rewards game, it’s easy to develop this mindset of “everything must go on a credit card.” It’s great for rewards, but sometimes, the cheapest options don’t even…


A simple rule that’ll save you a lot of headache in life is, "Don’t lend money to friends or acquaintances!" ▶️At some point, you’ll have people you know, some close, some not, reach out for money. ▶️The problem with lending in friendships is that recovery is tough, and asking…

think_in_points's tweet image. A simple rule that’ll save you a lot of headache in life is,  "Don’t lend money to friends or acquaintances!"

▶️At some point, you’ll have people you know, some close, some not, reach out for money.

▶️The problem with lending in friendships is that recovery is tough, and asking…

This episode of Points & Blunders is a story about something I learned the hard way, i.e., "ALWAYS check for Gift Vouchers before shopping!" Back when I had my Diners Black Card, I wasn’t much of a “GV person.” I had a big Decathlon haul coming up for a trip, and the bill was…

think_in_points's tweet image. This episode of Points & Blunders is a story about something I learned the hard way, i.e.,  "ALWAYS check for Gift Vouchers before shopping!"

Back when I had my Diners Black Card, I wasn’t much of a “GV person.”

I had a big Decathlon haul coming up for a trip, and the bill was…
think_in_points's tweet image. This episode of Points & Blunders is a story about something I learned the hard way, i.e.,  "ALWAYS check for Gift Vouchers before shopping!"

Back when I had my Diners Black Card, I wasn’t much of a “GV person.”

I had a big Decathlon haul coming up for a trip, and the bill was…

DMs like these genuinely make your day! 💬 They remind you that the time & effort you put into creating content actually adds value to someone out there. 🙏 When I started this page, the goal was simple - to share knowledge, stories, and perspectives that help people make…

think_in_points's tweet image. DMs like these genuinely make your day! 💬

They remind you that the time & effort you put into creating content actually adds value to someone out there. 🙏

When I started this page, the goal was simple - 
to share knowledge, stories, and perspectives that help people make…

1,500 Followers! 🎉 Started this page in late August, stayed active for about 10 days, then went on a month-long trip 🌍 And have been active for just ~25 days since. Grateful to have hit 1,500 followers in roughly 35 days of actual activity, thanks to everyone who’s been…


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Money’s purpose is to help you live a better life. It is not to endlessly accumulate.


🚨 PPFAS might be coming to NPS! The CEO of PPFAS (Parag Parikh Financial Advisory Services) mentioned that they’re seriously considering entering the NPS (National Pension System) space. 👀 PPFAS is already among the most trusted and top-performing mutual fund houses; its…

We are keen to enter this space and are seriously considering our entry into NPS .. hopefully it all works out 🤞



Redeemed free petrol worth ₹2,519 today using my SBI BPCL Octane Credit Card.⛽💳 This card gives you - 🔹 6.25% reward value on petrol @ BPCL pumps 🔹 1% fuel surcharge waiver And the best part is the instant redemption at the pump! Just tell the attendant you want to redeem…

think_in_points's tweet image. Redeemed free petrol worth ₹2,519 today using my SBI BPCL Octane Credit Card.⛽💳

This card gives you - 
🔹 6.25% reward value on petrol @ BPCL pumps
🔹 1% fuel surcharge waiver

And the best part is the instant redemption at the pump! Just tell the attendant you want to redeem…

EUROPE TRAVEL TIPS! After spending 55+ days across Europe in the last 10 months, I realized how much small, real-world tips can make a huge difference, especially for first-time travellers! 🔖Bookmark this post! I’m starting a new series where I’ll share everything I’ve…

think_in_points's tweet image. EUROPE TRAVEL TIPS! 

After spending 55+ days across Europe in the last 10 months, I realized how much small, real-world tips can make a huge difference, especially for first-time travellers! 

🔖Bookmark this post!

I’m starting a new series where I’ll share everything I’ve…

Some smart ways I use to reach the ₹4L milestone on my Amex Platinum Travel 💳✈️ 🔹 Parents’ Health Insurance Insurance premiums are generally expensive for Parents, and while there are more efficient options like Amazon Pay that give 14–16% discounts for upfront payments, I…

think_in_points's tweet image. Some smart ways I use to reach the ₹4L milestone on my Amex Platinum Travel 💳✈️

🔹 Parents’ Health Insurance
Insurance premiums are generally expensive for Parents, and while there are more efficient options like Amazon Pay that give 14–16% discounts for upfront payments, I…

I loved how detailed this post is about the HSBC Travel One credit card!

🌏 Is this the New King of Travel Cards? 👑 ✈️ With Axis Atlas now locked away, the travel card throne is empty. 🤔 Can HSBC TravelOne take the crown? 👉 cardswizard.link/hsbc-t1 TL; DR 👇 ✅ Built for travel lovers who book smart. 🚀 Up to ~25% rewards on certain spends! ❌…

cards_wizard's tweet image. 🌏 Is this the New King of Travel Cards? 👑

✈️ With Axis Atlas now locked away, the travel card throne is empty.

🤔 Can HSBC TravelOne take the crown?

👉 cardswizard.link/hsbc-t1

TL; DR 👇
✅ Built for travel lovers who book smart.
🚀 Up to ~25% rewards on certain spends!
❌…


When you get a notification titled “Important Security Alert”, it instantly triggers panic! Makes me think there’s been some unauthorized access or transaction on my account/card. 😬 I really wish banks were a bit more careful with their messaging. A simple wording change like…

think_in_points's tweet image. When you get a notification titled “Important Security Alert”, it instantly triggers panic! Makes me think there’s been some unauthorized access or transaction on my account/card. 😬

I really wish banks were a bit more careful with their messaging.

A simple wording change like…

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No annual fee, no lounge access, still beating the big leagues. #IYKYK 💰😆

Smart credit card users hustle to squeeze 15–20% savings after stretching themselves. The actual legends are those who save 30%+ without a single premium card. #IYKYK. 💡👽



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🚨 X Handle Marketplace! X has rolled out a new feature (in beta) that lets verified users claim or buy inactive @handles, available only to Premium+ & Business subscribers for now. Here’s the gist - 🔹 You can explore inactive usernames & join a waitlist 🔹 Free “Priority”…

think_in_points's tweet image. 🚨 X Handle Marketplace!

X has rolled out a new feature (in beta) that lets verified users claim or buy inactive @handles,  available only to Premium+ & Business subscribers for now.

Here’s the gist -
🔹 You can explore inactive usernames & join a waitlist

🔹 Free “Priority”…
think_in_points's tweet image. 🚨 X Handle Marketplace!

X has rolled out a new feature (in beta) that lets verified users claim or buy inactive @handles,  available only to Premium+ & Business subscribers for now.

Here’s the gist -
🔹 You can explore inactive usernames & join a waitlist

🔹 Free “Priority”…

Think In Points 已轉發

🎉 Hit the ₹7.5L milestone on Axis Atlas! ✅ 2,500 bonus Edge Miles just got credited. ✅ Another 2,500 bonus due during renewal in April 2026. ✅ Locked in Gold Status for the next year. 💳✨ Don’t think I’ll chase Platinum this cycle. That 15L spend target feels unrealistic…

think_in_points's tweet image. 🎉 Hit the ₹7.5L milestone on Axis Atlas!

✅ 2,500 bonus Edge Miles just got credited.
✅ Another 2,500 bonus due during renewal in April 2026.
✅ Locked in Gold Status for the next year. 💳✨

Don’t think I’ll chase Platinum this cycle. That 15L spend target feels unrealistic…

United States 趨勢

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