#tcib search results

@GutterTheGreat I immediately think of Kramer working for a job that he didn't really have. ⬇️ #Seinfeld #TCIB.

jameseshelman's tweet image. @GutterTheGreat I immediately think of Kramer working for a job that he didn't really have.  ⬇️ #Seinfeld #TCIB.

SADC BA Transactions cleared on an immediate basis - Day 2. Martin Suchecki from BankserveAfrica explaining ISO20022 messages to be used when making TCIB payments.#TCIB #Financial Inclusio n @BankingZA @BankservAfrica @Finmarktrust @gatesfoundation @SAReserveBank

SADCBanking's tweet image. SADC BA Transactions cleared on an immediate basis - Day 2. Martin Suchecki from BankserveAfrica explaining ISO20022  messages to be used when making TCIB payments.#TCIB #Financial Inclusio n @BankingZA @BankservAfrica @Finmarktrust @gatesfoundation @SAReserveBank
SADCBanking's tweet image. SADC BA Transactions cleared on an immediate basis - Day 2. Martin Suchecki from BankserveAfrica explaining ISO20022  messages to be used when making TCIB payments.#TCIB #Financial Inclusio n @BankingZA @BankservAfrica @Finmarktrust @gatesfoundation @SAReserveBank
SADCBanking's tweet image. SADC BA Transactions cleared on an immediate basis - Day 2. Martin Suchecki from BankserveAfrica explaining ISO20022  messages to be used when making TCIB payments.#TCIB #Financial Inclusio n @BankingZA @BankservAfrica @Finmarktrust @gatesfoundation @SAReserveBank
SADCBanking's tweet image. SADC BA Transactions cleared on an immediate basis - Day 2. Martin Suchecki from BankserveAfrica explaining ISO20022  messages to be used when making TCIB payments.#TCIB #Financial Inclusio n @BankingZA @BankservAfrica @Finmarktrust @gatesfoundation @SAReserveBank

Merry Christmas to all, see you in 2021! #TCIB

ScotinManc's tweet image. Merry Christmas to all, see you in 2021! #TCIB

We're approaching a significant milestone for cross-border payments in the SADC region through our Transactions Cleared on an Immediate Basis #TCIB Payment Scheme. Stay tuned for updates! For more info please contact [email protected].

PayIncSA's tweet image. We're approaching a significant milestone for cross-border payments in the SADC region through our Transactions Cleared on an Immediate Basis #TCIB Payment Scheme. Stay tuned for updates! For more info please contact marketing@bankservafrica.com.

Hi everyone! 🧳 PSHE Leading Teacher 🌟 Year 2 class teacher 🏳️‍🌈 Host of The Category is Books LGBTQ Primary Book Club #TCIB 📚Currently reading Leadership Matters 3.0 🏴󠁧󠁢󠁳󠁣󠁴󠁿 From bonnie Scotland and now based in Manchester #FFBWednesday


Today, BankservAfrica's Ruhling Herbst delivered a TedX-style talk on 'How to handle cross border payments' at Ecommerce Live 2024. He shared the realities of #crossborderpayments that limit e-commerce and highlighted the need for collaborative efforts for progress #TCIB

PayIncSA's tweet image. Today, BankservAfrica's Ruhling Herbst delivered a TedX-style talk on 'How to handle cross border payments' at Ecommerce Live 2024. He shared the realities of #crossborderpayments that limit e-commerce and highlighted the need for collaborative efforts  for progress #TCIB
PayIncSA's tweet image. Today, BankservAfrica's Ruhling Herbst delivered a TedX-style talk on 'How to handle cross border payments' at Ecommerce Live 2024. He shared the realities of #crossborderpayments that limit e-commerce and highlighted the need for collaborative efforts  for progress #TCIB
PayIncSA's tweet image. Today, BankservAfrica's Ruhling Herbst delivered a TedX-style talk on 'How to handle cross border payments' at Ecommerce Live 2024. He shared the realities of #crossborderpayments that limit e-commerce and highlighted the need for collaborative efforts  for progress #TCIB

‼️ANNOUNCEMENT‼️ 🗣Mark your Calendars for the next Treasure Island Casin Benefit!! 💰 #TCIB #JollyRogers #LakeSideDining #LakeSideLife #Fundraising #WonderlandCamp #May2k23

JollyRogersGrub's tweet image. ‼️ANNOUNCEMENT‼️

🗣Mark your Calendars for the next Treasure Island Casin Benefit!! 💰

#TCIB #JollyRogers #LakeSideDining #LakeSideLife #Fundraising #WonderlandCamp #May2k23

From Zambia to South Africa - celebrating a key moment for SADC cross-border payments this afternoon!#TCIB #crossborderpayments #remittances #interoperable #milestoneachievement

PayIncSA's tweet image. From Zambia to South Africa - celebrating a key moment for SADC cross-border payments this afternoon!#TCIB #crossborderpayments #remittances #interoperable #milestoneachievement
PayIncSA's tweet image. From Zambia to South Africa - celebrating a key moment for SADC cross-border payments this afternoon!#TCIB #crossborderpayments #remittances #interoperable #milestoneachievement
PayIncSA's tweet image. From Zambia to South Africa - celebrating a key moment for SADC cross-border payments this afternoon!#TCIB #crossborderpayments #remittances #interoperable #milestoneachievement

Really looking forward to chilling out and reading this tonight 🌈 #LGBTQ #edutwitter #TCIB #teachertwitter #books

ScotinManc's tweet image. Really looking forward to chilling out and reading this tonight 🌈 #LGBTQ #edutwitter #TCIB #teachertwitter #books

I think I'd use it alongside this story for younger kids...The crayon book would be quite tricky for younger chn I think #TCIB

MrEagletonIan's tweet image. I think I'd use it alongside this story for younger kids...The crayon book would be quite tricky for younger chn I think  #TCIB

Treasure Island Casino Benefit is almost here! Get your advanced tickets ONLY for $50! Includes: - $100 worth of chips - 2 Drink Coupons - Premium Appetizers & Buffet #fundraising #wonderlandcamp #tcib #sponsors #jollyroger #forthekids

JollyRogersGrub's tweet image. Treasure Island Casino Benefit is almost here! 

Get your advanced tickets ONLY for $50! 
Includes: 
- $100 worth of chips 
- 2 Drink Coupons 
- Premium Appetizers & Buffet 

#fundraising #wonderlandcamp #tcib #sponsors #jollyroger #forthekids

We're at @The_PASA_ #PIPC2023 at the Sandton Convention Centre. If you’re visiting over the two days, visit the BankservAfrica stand for info on #PayShap, #TCIB, #CRAFT and more! #payments #realtimepayments #financialinclusion #interoperability #technology

PayIncSA's tweet image. We're at @The_PASA_ #PIPC2023 at the Sandton Convention Centre. If you’re visiting over the two days, visit the BankservAfrica stand for info on #PayShap, #TCIB, #CRAFT and more! #payments #realtimepayments #financialinclusion #interoperability #technology
PayIncSA's tweet image. We're at @The_PASA_ #PIPC2023 at the Sandton Convention Centre. If you’re visiting over the two days, visit the BankservAfrica stand for info on #PayShap, #TCIB, #CRAFT and more! #payments #realtimepayments #financialinclusion #interoperability #technology
PayIncSA's tweet image. We're at @The_PASA_ #PIPC2023 at the Sandton Convention Centre. If you’re visiting over the two days, visit the BankservAfrica stand for info on #PayShap, #TCIB, #CRAFT and more! #payments #realtimepayments #financialinclusion #interoperability #technology
PayIncSA's tweet image. We're at @The_PASA_ #PIPC2023 at the Sandton Convention Centre. If you’re visiting over the two days, visit the BankservAfrica stand for info on #PayShap, #TCIB, #CRAFT and more! #payments #realtimepayments #financialinclusion #interoperability #technology

Many are working hard to find new ways and new solutions to bring down the high remittance fees in the SADC region. The good news is that there is hope on the horizon. Find out more in this blog: bankservafrica.com/blog/post/clos… #TCIB #crossborderpayments #remittances

PayIncSA's tweet image. Many are working hard to find new ways and new solutions to bring down the high remittance fees in the SADC region. The good news is that there is hope on the horizon. Find out more in this blog: bankservafrica.com/blog/post/clos… #TCIB #crossborderpayments #remittances

Good morning on Day 2 of #PIPC2021! Join BankservAfrica’s team at our booth between 08:00 - 09:00 and hear more about TCIB (Transactions Cleared on an Immediate Basis), a cross-border, multi-currency, low-value payment scheme. #TCIB #SADC #crossborderpayments #africapayments

PayIncSA's tweet image. Good morning on Day 2 of #PIPC2021!  Join BankservAfrica’s team at our booth between 08:00 - 09:00 and hear more about TCIB (Transactions Cleared on an Immediate Basis), a cross-border, multi-currency, low-value payment scheme. #TCIB #SADC #crossborderpayments #africapayments

Despite digital progress, remittance costs in Sub-Saharan Africa remain among the world’s highest — forcing many to rely on costly or informal channels. The solution? #TCIB Read more - itweb.africa/article/why-af… #AfricaMonth #FinancialInclusion #CrossborderPayments #Interoperability

PayIncSA's tweet image. Despite digital progress, remittance costs in Sub-Saharan Africa remain among the world’s highest — forcing many to rely on costly or informal channels. The solution? #TCIB Read more - itweb.africa/article/why-af… #AfricaMonth #FinancialInclusion #CrossborderPayments #Interoperability
PayIncSA's tweet image. Despite digital progress, remittance costs in Sub-Saharan Africa remain among the world’s highest — forcing many to rely on costly or informal channels. The solution? #TCIB Read more - itweb.africa/article/why-af… #AfricaMonth #FinancialInclusion #CrossborderPayments #Interoperability
PayIncSA's tweet image. Despite digital progress, remittance costs in Sub-Saharan Africa remain among the world’s highest — forcing many to rely on costly or informal channels. The solution? #TCIB Read more - itweb.africa/article/why-af… #AfricaMonth #FinancialInclusion #CrossborderPayments #Interoperability
PayIncSA's tweet image. Despite digital progress, remittance costs in Sub-Saharan Africa remain among the world’s highest — forcing many to rely on costly or informal channels. The solution? #TCIB Read more - itweb.africa/article/why-af… #AfricaMonth #FinancialInclusion #CrossborderPayments #Interoperability

Africa's payments are evolving, boosting trade and financial inclusion. This Africa Month, we reflect on SADC's progress with the TCIB Cross-Border Payments Scheme itweb.africa/article/why-af… #AfricaMonth #CrossBorderPayments #TCIB #FinancialInclusion #DigitalTransformation

ITWebConnect's tweet image. Africa's payments are evolving, boosting trade and financial inclusion. This Africa Month, we reflect on SADC's progress with the TCIB Cross-Border Payments Scheme itweb.africa/article/why-af… #AfricaMonth #CrossBorderPayments #TCIB #FinancialInclusion #DigitalTransformation

Bunların kesinlikle bulunması ve en ağır şekilde cezalandırılması gerek ,bu nasıl vicdansızlık bu nasıl saygısızlık,Bunlar insan değil #EGM #TCİB #ailevesosyalpolitikalarbakanlığı


We're excited about this ground-breaking news! @FNBSA has joined forces with BankservAfrica for its Transactions Cleared on an Immediate Basis #TCIB. This market first enables cross-border payments between CMA countries, contributing to #financialinclusion, powering #economies.

We're leading the way with faster, secure cross-border payments in Southern Africa through @BankservAfrica’s innovative TCIB solution 🌍 Now, transfers within the CMA are immediate, 24/7. Read more on how we're transforming payments for people & businesses #CrossBorderPayments



Today, BankservAfrica's Ruhling Herbst delivered a TedX-style talk on 'How to handle cross border payments' at Ecommerce Live 2024. He shared the realities of #crossborderpayments that limit e-commerce and highlighted the need for collaborative efforts for progress #TCIB

PayIncSA's tweet image. Today, BankservAfrica's Ruhling Herbst delivered a TedX-style talk on 'How to handle cross border payments' at Ecommerce Live 2024. He shared the realities of #crossborderpayments that limit e-commerce and highlighted the need for collaborative efforts  for progress #TCIB
PayIncSA's tweet image. Today, BankservAfrica's Ruhling Herbst delivered a TedX-style talk on 'How to handle cross border payments' at Ecommerce Live 2024. He shared the realities of #crossborderpayments that limit e-commerce and highlighted the need for collaborative efforts  for progress #TCIB
PayIncSA's tweet image. Today, BankservAfrica's Ruhling Herbst delivered a TedX-style talk on 'How to handle cross border payments' at Ecommerce Live 2024. He shared the realities of #crossborderpayments that limit e-commerce and highlighted the need for collaborative efforts  for progress #TCIB

Opportunity Alert! We seek a consultancy to lead a diagnostic study on TCIB adoption challenges. Help pave the way for a more inclusive, interoperable payment network with BankServAfrica. Details in #termsofreference: finmark.org.za/TOR/TOR_TCIB_d… Apply by 6 Sept 2024. #TCIB

Finmarktrust's tweet image. Opportunity Alert!
We seek a consultancy to lead a diagnostic study on TCIB adoption challenges. Help pave the way for a more inclusive, interoperable payment network with BankServAfrica.
Details in #termsofreference: finmark.org.za/TOR/TOR_TCIB_d…
Apply by 6 Sept 2024.
#TCIB

Opportunity Alert! We seek a consultancy to lead a diagnostic study on TCIB adoption challenges. Help pave the way for a more inclusive, interoperable payment network with BankServAfrica. Details in #termsofreference: finmark.org.za/TOR/TOR_TCIB_d… Apply by 6 Sept 2024. #TCIB

Finmarktrust's tweet image. Opportunity Alert!
We seek a consultancy to lead a diagnostic study on TCIB adoption challenges. Help pave the way for a more inclusive, interoperable payment network with BankServAfrica.
Details in #termsofreference: finmark.org.za/TOR/TOR_TCIB_d…
Apply by 6 Sept 2024.
#TCIB

We were delighted to be a part of @ZimswitchTech Conference early this week. BankservAfrica's Executive Head of Africa Business Development, Ruhling Herbst, unpacked the crucial requirements for linking domestic #fasterpayment systems. #TCIB #SADC #crossborderpayments

BankservAfrica Executive Head Africa Business Development Mr Ruhling Herbst delivering on 'Prime-time for Seamless Cross-Border Payments' - A perspective on SADC cross-border payments.

ZimswitchTech's tweet image. BankservAfrica Executive Head Africa Business Development Mr Ruhling Herbst delivering on 'Prime-time for Seamless Cross-Border Payments' - A perspective on SADC cross-border payments.


Toughest catcher in baseball. #TCIB #phillies


Bu da (insan denmez) ceza almazsa yazıklar olsun. Görev sizi bekler #TCMEB #YusufTekin #TCİB #AliYerlikaya


From Zambia to South Africa - celebrating a key moment for SADC cross-border payments this afternoon!#TCIB #crossborderpayments #remittances #interoperable #milestoneachievement

PayIncSA's tweet image. From Zambia to South Africa - celebrating a key moment for SADC cross-border payments this afternoon!#TCIB #crossborderpayments #remittances #interoperable #milestoneachievement
PayIncSA's tweet image. From Zambia to South Africa - celebrating a key moment for SADC cross-border payments this afternoon!#TCIB #crossborderpayments #remittances #interoperable #milestoneachievement
PayIncSA's tweet image. From Zambia to South Africa - celebrating a key moment for SADC cross-border payments this afternoon!#TCIB #crossborderpayments #remittances #interoperable #milestoneachievement

Thank you Zambia 🇿🇲 and South Africa 🇿🇦 🙏🏽 An absolute honour to MC the Launch of the SADC Cross Border Payment Corridor for BankServAfrica #TCIB (Transactions Cleared on an Immediate Basis) #MC #MCDuties #CorporateMC #Banking #BankingSolutions

XoliswaZondo's tweet image. Thank you Zambia 🇿🇲 and South Africa 🇿🇦 🙏🏽 

An absolute honour to MC the Launch of the SADC Cross Border Payment Corridor for BankServAfrica

 #TCIB (Transactions Cleared on an Immediate Basis) #MC #MCDuties #CorporateMC #Banking #BankingSolutions

Launched Officially!! @BankservAfrica has officially launched the Transactions Cleared on an Immediate Basis (TCIB), here in Zambia Lusaka, at Latitude 15 in Woodlands. #BankserAfrica #TCIB #OfficialLaunch #FinancialInsight #Get2Know

FinInsightZam's tweet image. Launched Officially!!

@BankservAfrica has officially launched the Transactions Cleared on an Immediate Basis (TCIB), here in Zambia Lusaka, at Latitude 15 in Woodlands.

#BankserAfrica
#TCIB
#OfficialLaunch
#FinancialInsight
#Get2Know
FinInsightZam's tweet image. Launched Officially!!

@BankservAfrica has officially launched the Transactions Cleared on an Immediate Basis (TCIB), here in Zambia Lusaka, at Latitude 15 in Woodlands.

#BankserAfrica
#TCIB
#OfficialLaunch
#FinancialInsight
#Get2Know
FinInsightZam's tweet image. Launched Officially!!

@BankservAfrica has officially launched the Transactions Cleared on an Immediate Basis (TCIB), here in Zambia Lusaka, at Latitude 15 in Woodlands.

#BankserAfrica
#TCIB
#OfficialLaunch
#FinancialInsight
#Get2Know
FinInsightZam's tweet image. Launched Officially!!

@BankservAfrica has officially launched the Transactions Cleared on an Immediate Basis (TCIB), here in Zambia Lusaka, at Latitude 15 in Woodlands.

#BankserAfrica
#TCIB
#OfficialLaunch
#FinancialInsight
#Get2Know

We're approaching a significant milestone for cross-border payments in the SADC region through our Transactions Cleared on an Immediate Basis #TCIB Payment Scheme. Stay tuned for updates! For more info please contact [email protected].

PayIncSA's tweet image. We're approaching a significant milestone for cross-border payments in the SADC region through our Transactions Cleared on an Immediate Basis #TCIB Payment Scheme. Stay tuned for updates! For more info please contact marketing@bankservafrica.com.

The Transactions Cleared on an Immediate Basis Payment Scheme is pleased to welcome PrimeNet Solutions onboard as one of its certified integrators on the journey to driving #crossborderpayments. Read more on this here: bankservafrica.com/blog/post/7824… #payments #tcib #remittances

PayIncSA's tweet image. The Transactions Cleared on an Immediate Basis Payment Scheme is pleased to welcome PrimeNet Solutions onboard as one of its certified integrators on the journey to driving #crossborderpayments. Read more on this here: bankservafrica.com/blog/post/7824… #payments #tcib #remittances

Regional inter operability #TCIB


Over the past year, the SADC Transactions Cleared on an Immediate Basis #TCIB Payment Scheme has made tremendous progress in raising awareness in priority markets in the exciting move towards the next success milestone - bankservafrica.com/blog/post/an-e… #crossborderpayments #payments

PayIncSA's tweet image. Over the past year, the SADC Transactions Cleared on an Immediate Basis #TCIB Payment Scheme has made tremendous progress in raising awareness in priority markets in the exciting move towards the next success milestone - bankservafrica.com/blog/post/an-e… #crossborderpayments #payments

We are pleased to share Probase Group has become the latest Certified Integrator for the Transactions Cleared on an Immediate Basis Payment Scheme. Find out more here: bankservafrica.com/blog/post/606e… #TCIB #crossborderpayments #interoperable #collaboration

PayIncSA's tweet image. We are pleased to share Probase Group has become the latest Certified Integrator for the Transactions Cleared on an Immediate Basis Payment Scheme. Find out more here: bankservafrica.com/blog/post/606e… #TCIB #crossborderpayments #interoperable #collaboration

Introduced to the market in 2021, the Transactions Cleared on an Immediate Basis #TCIB Retail Payment Scheme is well-placed to serve the dynamic #crossborderpayments needs in the #SADC. Find out why here: bankservafrica.com/blog/post/a-re…

PayIncSA's tweet image. Introduced to the market in 2021, the Transactions Cleared on an Immediate Basis #TCIB Retail Payment Scheme is well-placed to serve the dynamic #crossborderpayments needs in the #SADC. Find out why here: bankservafrica.com/blog/post/a-re…

@GutterTheGreat I immediately think of Kramer working for a job that he didn't really have. ⬇️ #Seinfeld #TCIB.

jameseshelman's tweet image. @GutterTheGreat I immediately think of Kramer working for a job that he didn't really have.  ⬇️ #Seinfeld #TCIB.

Anywhere with a beach, a good book, and gorgeous food! #TCIB


‼️ANNOUNCEMENT‼️ 🗣Mark your Calendars for the next Treasure Island Casin Benefit!! 💰 #TCIB #JollyRogers #LakeSideDining #LakeSideLife #Fundraising #WonderlandCamp #May2k23

JollyRogersGrub's tweet image. ‼️ANNOUNCEMENT‼️

🗣Mark your Calendars for the next Treasure Island Casin Benefit!! 💰

#TCIB #JollyRogers #LakeSideDining #LakeSideLife #Fundraising #WonderlandCamp #May2k23

SADC BA Transactions cleared on an immediate basis - Day 2. Martin Suchecki from BankserveAfrica explaining ISO20022 messages to be used when making TCIB payments.#TCIB #Financial Inclusio n @BankingZA @BankservAfrica @Finmarktrust @gatesfoundation @SAReserveBank

SADCBanking's tweet image. SADC BA Transactions cleared on an immediate basis - Day 2. Martin Suchecki from BankserveAfrica explaining ISO20022  messages to be used when making TCIB payments.#TCIB #Financial Inclusio n @BankingZA @BankservAfrica @Finmarktrust @gatesfoundation @SAReserveBank
SADCBanking's tweet image. SADC BA Transactions cleared on an immediate basis - Day 2. Martin Suchecki from BankserveAfrica explaining ISO20022  messages to be used when making TCIB payments.#TCIB #Financial Inclusio n @BankingZA @BankservAfrica @Finmarktrust @gatesfoundation @SAReserveBank
SADCBanking's tweet image. SADC BA Transactions cleared on an immediate basis - Day 2. Martin Suchecki from BankserveAfrica explaining ISO20022  messages to be used when making TCIB payments.#TCIB #Financial Inclusio n @BankingZA @BankservAfrica @Finmarktrust @gatesfoundation @SAReserveBank
SADCBanking's tweet image. SADC BA Transactions cleared on an immediate basis - Day 2. Martin Suchecki from BankserveAfrica explaining ISO20022  messages to be used when making TCIB payments.#TCIB #Financial Inclusio n @BankingZA @BankservAfrica @Finmarktrust @gatesfoundation @SAReserveBank

Question 4 #TCIB It's not too late to join us!

ScotinManc's tweet image. Question 4 #TCIB It's not too late to join us!

...and were off! The last Category is Books of 2020! #TCIB

ScotinManc's tweet image. ...and were off!  The last Category is Books of 2020! #TCIB

Merry Christmas to all, see you in 2021! #TCIB

ScotinManc's tweet image. Merry Christmas to all, see you in 2021! #TCIB

Thank you Zambia 🇿🇲 and South Africa 🇿🇦 🙏🏽 An absolute honour to MC the Launch of the SADC Cross Border Payment Corridor for BankServAfrica #TCIB (Transactions Cleared on an Immediate Basis) #MC #MCDuties #CorporateMC #Banking #BankingSolutions

XoliswaZondo's tweet image. Thank you Zambia 🇿🇲 and South Africa 🇿🇦 🙏🏽 

An absolute honour to MC the Launch of the SADC Cross Border Payment Corridor for BankServAfrica

 #TCIB (Transactions Cleared on an Immediate Basis) #MC #MCDuties #CorporateMC #Banking #BankingSolutions

#TCIB Hi everyone! I'm a PSHE Leading Teacher based in Manchester. We finished for the holidays today so I'm very excited for the holidays! I'm very much looking forward to indulging in lots of cheese and tasty chutney!


Treasure Island Casino Benefit is almost here! Get your advanced tickets ONLY for $50! Includes: - $100 worth of chips - 2 Drink Coupons - Premium Appetizers & Buffet #fundraising #wonderlandcamp #tcib #sponsors #jollyroger #forthekids

JollyRogersGrub's tweet image. Treasure Island Casino Benefit is almost here! 

Get your advanced tickets ONLY for $50! 
Includes: 
- $100 worth of chips 
- 2 Drink Coupons 
- Premium Appetizers & Buffet 

#fundraising #wonderlandcamp #tcib #sponsors #jollyroger #forthekids

🙌#TCIB teacher of the Deaf in London, teaching year 1&2 mixed class ❤


A quiet one tonight but thanks so much for your comments and support! #TCIB


Hi everyone! 🧳 PSHE Leading Teacher 🌟 Year 2 class teacher 🏳️‍🌈 Host of The Category is Books LGBTQ Primary Book Club #TCIB 📚Currently reading Leadership Matters 3.0 🏴󠁧󠁢󠁳󠁣󠁴󠁿 From bonnie Scotland and now based in Manchester #FFBWednesday


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