Atta The Mortgage Agent
@AttaKbanx
🏠 Mortgage Agent at Kbanx | Personalized mortgage solutions for homebuyers & investors | Expert advice | Competitive rates | Richmond Hill, ON 📞 647-867-4070
Self-employed? Bruised credit? Bank said no? That’s where I step in. I work with lenders who say yes to real-life situations.
Your business is thriving, but the bank says your income is ‘too complicated’? I specialize in mortgage solutions for entrepreneurs so you can qualify without jumping through endless hoops.
Buying your first home doesn’t have to feel like solving a puzzle in the dark. I’ll guide you step-by-step from pre-approval to handing you the keys so there are no surprises, just results. 🏡
Your Notice of Assessment doesn’t reflect your full income? Let’s show the lender the whole picture from bank deposits to retained earnings. DM “NOA” and I’ll show you how we get creative
Doing a BRRRR? (Buy, Renovate, Rent, Refinance, Repeat) I work with lenders that understand value-add investing. Get money out to scale faster. DM “BRRRR” to learn how it works.
Think you're not ready to buy? Let’s check. I’ve helped clients who: ✔️ Thought they needed 20% ✔️ Didn’t realize gifted funds were allowed ✔️ Had credit challenges DM “READY” let’s find out where you stand.
Not all approvals are created equal. 📄 Pre-qualified = estimate 🛡️ Pre-approved = verified If you're house hunting, you need the second one. DM “REAL APPROVAL” and I’ll get you ready to buy.
Your mortgage is up for renewal? Perfect time to: ✅ Get a better rate ✅ Access equity ✅ Refinance and reset Don’t auto-renew DM “OPTIONS” and let’s shop smarter.
Credit cards, lines of credit, high interest loans? Refinancing your home can roll them all into one low payment. I’ve helped homeowners save over $1,000/month. DM “FREEDOM” to check your options.
If the bank said no, don’t panic. ✅ Private & B-lenders look at your real income ✅ I’ll walk you through a Plan B that still builds equity DM “PLAN B” if you’re self-employed or between jobs.
Tired of lenders asking for personal income? A DSCR mortgage looks at property cash flow, not your job. DM “DSCR” to see if your deal qualifies.
Here are 3 hidden costs most buyers forget: 💰 Land Transfer Tax 💼 Legal Fees 🏠 Home Inspection DM “HIDDEN” and I’ll send you the full breakdown.
Mortgage rates aren’t one-size-fits-all. A lower rate could cost more in penalties or restrictions. Let me compare total cost, not just rate. DM “RATE” and I’ll break it down.
Being your own boss shouldn’t block you from homeownership. ✅ Bank statement programs ✅ Stated income solutions ✅ Alt-doc approvals
Investing in real estate? Don’t guess calculate. Use our rental ROI calculator to see if the deal is worth it before you buy. DM “INVEST” and I’ll send it over.
Your home gained value. That means your equity could help you: 🏡 Renovate 💳 Consolidate debt 📈 Invest Want to see how much you could access? DM me “EQUITY” and I’ll show you.
Before looking at listings, know these: 1️⃣ How much you can afford 2️⃣ What a lender will approve 3️⃣ What the home will actually cost monthly
Send a DM. Answer questions. And let me handle the rest. Mortgages, but faster.
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