Mike Coady

💭 Some expats leave wealthy. Others leave wondering where it all went. Every expat starts the same way, a new country, bigger salary, fresh opportunity. But fast forward 10 years, and the outcomes couldn’t be more different. Some have financial freedom, multiple income…

The market isn’t your biggest risk. Life is. You don’t lose your dreams because the S&P underperformed 1%. You lose them when: • Your career stops overnight. • A health shock empties your savings. • Visa rules change and you’re on the next flight. • Inflation crushes your…

You don’t see it. You don’t feel it. But every single day, it’s happening. Inflation. The silent tax nobody votes for, but everybody pays. For expats, it’s even worse: 💸 School fees climbing faster than your pay rises 💸 Rent renewals that shock you every year 💸 The…

’ve lost count of how many times I’ve heard this line: “I read a book on investing — now I’m an expert.” Let me be clear: financial literacy matters. I respect anyone who reads, learns, and questions. But expats who mistake a podcast or YouTube video for a strategy are walking…

The Dubai Trap Tax-free salary. Shiny cars. Rooftop brunches. Watches that cost more than most people’s cars. It all looks like wealth… but for far too many expats, it’s an illusion. 👉 High income is NOT the same as financial freedom. 👉 Bigger salaries often just mean…

People will spend three weekends debating a rug at IKEA. But years ignoring the will that protects their kids. Last weekend I went to IKEA in Dubai. Chaos. Families measuring sofas like surgeons. Couples arguing over lampshades as if the World Cup was on the line. Here’s what…

Friday is Impact Day. The week isn’t won by how it starts, it’s decided by how it finishes. And today, the most impactful question you can ask yourself as an expat in is this: 👉 When them big expat salaries stop, will you have enough to live the life you want? Because here’s…

🔥 Dubai vs UK: The Brutal Truth 🔥 Every week I get asked the same question: “Should I stay in the UK or move to Dubai?” The glossy version is everywhere, sunshine, no tax, big salaries. But the real financial comparison is rarely talked about. Here’s the truth: 👉 In…

Most advisers ask: “How much do you earn?” “When do you want to retire?” “What’s your risk appetite?” That’s the surface layer of financial advice. Ordinary. Predictable. And if we’re honest, dangerously incomplete. The truth? Those questions won’t secure your future. They…

Most expats don’t fail because they earn too little. They fail because they start planning too late. The first few months abroad set the tone for your entire financial future. Yet too many expats convince themselves: “I’ll save once I’ve settled in.” “I’ll invest after my first…

🚨 Expats: Your savings account is costing you money. Every week, I meet professionals in Dubai who feel “secure” because they’ve stacked cash in a bank account. But here’s the reality: 👉 Inflation eats away at it, silently. 👉 Markets move on without you. 👉 What feels safe…

“I’ll just stay for two years…” It’s the most expensive lie expats tell themselves. And I’ve heard it thousands of times. Two years to earn more. Two years to get ahead. Two years before “real life” begins again. But here’s the truth: Nobody stays two years. They stay five.…

How Expats Lose Millions (and How You Won’t) Expats earning 60k a month with nothing to show for it. And others, earning far less, quietly building portfolios with discipline, advice, and intention. The difference? It’s never just income. It’s always the plan. I moved to the…

“I wish I didn’t save so much,” said no one. Ever. Yet every week, I hear the same excuses: 🗣 “I’m still young.” 🗣 “I’ll start saving once things settle.” 🗣 “I’ve got time…” Let me be blunt: You're not too young to start. But you are too late if you wait. Wealth isn’t…

Market crashing? Headlines screaming? Here’s the truth expats really need to hear… Every time the market dips, fear sets in. Every time it rallies, FOMO kicks in. But while most investors are reacting emotionally, the smartest , expats are quietly building wealth. This isn’t…

TREND-CHASING ISN’T INVESTING. IT’S GAMBLING IN SLOW MOTION. “AI is the future.” “Crypto’s bouncing back.” “I’m all in on tech.” Sound familiar? That’s not strategy. That’s brunch-table investing. After 20+ years advising expats, I’ve seen how it ends: 📉 Chasing hype. 📉…

What Do Expats Consider Wealthy? I’ve met expats who feel wealthy with £250,000 saved. And I’ve met others with £5 million who feel behind. I’ve met families who live in villas, drive Range Rovers, and feel trapped. And I’ve met others in apartments who feel free. So let’s ask…

What’s the real cost of doing nothing? It’s not just missed investment returns. It’s missed opportunity. Missed time. Missed security. I've just released a new article that I believe every expat in the GCC needs to read. It’s called: 👉 “Contemplate the Price You Pay for…

After two decades working with #expats across the world, I've had the chance to see what truly makes a difference in people’s #financial journeys. It's not products, it's people. It's not predictions, it's planning. And most of all, it's doing, not just talking. This short read…