How Finance Works?
@HowFinanceWorks
learning about How Finance Works // occasionally sharing what I learn
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Start young Buy stocks every paycheck Maybe some gold & crypto Maybe use some moving averages and portfolio weight ranges to allocate Rebalance Don't panic sell The right life insurance products are good Utilize tax advantaged accounts Maybe find a *fiduciary* Ask AI how to do it
"More Americans are stressed about their finances, and it has dangerous consequences for health and IQ," per FORTUNE
A week mostly off twitter and I am way more productive and happy. My life is literally measurably better. Highly recommend
Does this happen without a recession?
Trump: "Gasoline is down, it's gonna soon be less than $2 a gallon."
We're all emerging market investors now... ofgltd.com/newsletters/we…
ofgltd.com
We’re All EM Investors Now: The Fed’s Trilemma and Where We Go from Here - Oxford Financial Group,...
Gradually, then suddenly. The hallmarks once reserved for emerging markets—currency volatility, financial repression, unsustainable debt loads—are becoming unmistakable features of developed econom...
People realize these are vaccines for CANCER, right? Like, cancer was going to become a treatable disease because of this funding. Now your cancer will be a death sentence, because of RFK and Trump.
Holy moly trump killed Moderna in US!! “The U.S. Department of Health and Human Services (HHS) today announced the beginning of a coordinated wind-down of its mRNA vaccine development activities...."
Bitcoin and Gold guys uniting to create an incredible, bespoke, Consumer Price Index with only two items: 1. Whole Foods, dry-aged, wellness-certified, boneless ribeye 2. Pool repair service costs in the Gold Coast of Connecticut
We're blocking smoke detectors because they don't prevent all fires from burning homes down
We reviewed the science, listened to the experts, and acted. BARDA is terminating 22 mRNA vaccine development investments because the data show these vaccines fail to protect effectively against upper respiratory infections like COVID and flu. We’re shifting that funding toward…
Live below your means BUT pay for great experiences! Research proven that experiences make us happier long term, but stuff does not! Experiences don't require high income long term either! If you lose your job, you can take a break until you can afford them again!
Simple. Obama hoax
Vice President J.D. Vance says he’s prioritizing UFOs as a key focus
The bots
If you had to remove 1 feature or part of the X app, what would it be?
My mother hosted a family reunion recently which I attended. Largely older folks than me I'm early Gen X and the guests were boomer and silent. They had zero understanding that they have stolen their standard of living from the future and were quite pissed that I told them so.…
Terrible bet. Those winnings won't matter if aliens show up
Here's the thing: Is anyone arguing these are *increasing* the birth rate? Cost of living outpacing wage growth and kids being expensive are the biggest factors - just ask people yourself. But that doesn't mean any of those vices' effects on birth rate are negligible!
>it's porn! >it's social media! >it's the internet! >it's the pill! >it's plastic! No, you idiots, it's that children are an economic benefit to you when you're a pre-industrial farmer and they're an economic liability to you when you live in a city and send emails for a living.
Because AI will be part of everything we do. We will want to trust that it's responses are not biased towards maximizing revenue. Lets let political candidates spend money to weight responses about their race in their favor ? Maybe put out to bid which candidate the model…
People's intuitions about banning things go into overdrive when AI is involved. They demand far stricter tradeoffs (safety over consumer value, transparency over efficiency) than they'd apply elsewhere, yet rarely explain why AI is so vastly different as to justify this.
Guess which one was vaccinated?
Two thoughts from Case Kenny "One thing about happy people? They offer kindness without any agenda and let the universe handle the rest." “Life is much more fun when you stop waiting for the stars to align and start dancing under the ones already shining.”
Who you marry is the biggest financial decision of your life.... Love is great (and important!), but if you *also* don't line up on how you think about money - your spending habits, values & goals - your marriage is doomed & full of conflict, resentment or challenge.
What’s a financial truth that feels mean, hurts people’s feelings, and will have you looking like this?
NOTICE: I’m hearing that there could be a major push by MAGA influencers and the far-right media to try delegitimize the conviction of Ghislaine Maxwell. Propaganda will likely be released from MAGA trying to convince the base that she was set up by the Clintons and other…
MAGA has no culture beyond online rage. There is no revival of Christianity or patriotism. MAGA is hurting manufacturing, canceling infrastructure, blocking energy, gutting research, and slowing the economy. This is a movement that builds NOTHING. noahpinion.blog/p/maga-doesnt-…
Its the bitcoin because the glock is worthless unless you can get away with the crime
Three men stand in a room. First holds a flashdrive with $10mm of Bitcoin on it. Second holds a 400oz bar of gold worth $1.2mm. Third has no money but has a Glock 9mm worth $500. Who is the most powerful man in the room?
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