Nathan Garries
@NathanGarries
CFP®, EPC, CIWM®, FCSI®, 3rd gen. financial planner & investment rep. Retirement, investments, tax, estate strategist, overall nice guy. Husband, dad, coach
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The Canadian economy added 8,200 jobs in December, which was down from the 53,600 job additions in November. However, it surprised economists who were expecting 2,500 job losses: tinyurl.com/bd5fkz5b #Canada #economy
This Morningstar article explains why people choose to work with a financial panner. Clear structure & accountability support better decisions as financial situations become complex over time: tinyurl.com/2jssr3n6 #financialadvisors #morningstar
Wishing everyone a happy holiday season. Grateful for the people, conversations, and opportunities this year. Hope the days ahead bring rest, clarity, and a strong start to the new year. #happyholidays
Understanding how your account type affects taxes can save you money. From taxable dividends in a non-registered account to tax-free growth in a TFSA — it all matters. Learn more: tinyurl.com/377jaw33 #personalfinance #investing #taxes
The Bank of Canada (BoC) held its benchmark overnight interest rate steady at 2.25% at its December meeting, the last of 2025: tinyurl.com/4732acsb #BoC #InterestRate
The Bank of Canada, on December 10th, held its target for the overnight rate at 2.25%, with the Bank Rate at 2.5% and the deposit rate at 2.20%: bankofcanada.ca/2025/12/fad-pr… #BoC #PolicyRate
Canada’s economy added 53,600 jobs in November, surprising economists who were expecting a 2,500 decline. November’s increase adds to the 66,600 job additions in October: tinyurl.com/289be8my #Canada #Jobs
Tax-loss selling can help lower your tax bill if some investments didn’t perform well this year. It’s a smart way to balance gains and losses before year-end. Learn how it works and who it can help: tinyurl.com/34d7z77z #taxharvesting #financetips
Canada’s GDP expanded at an annualized pace of 2.6% over the 3rd quarter of 2025. This was well above the 0.5% increase economists had expected. Canada's economy avoided a technical recession after falling in the 2nd quarter: tinyurl.com/45t3hbd4 #GDP #Canada
Holiday cheer feels better with mindful financial management. Make a spending budget, consider your insurance options, donate to your favourite Canadian charity for a tax credit, and review your goals for the new year: tinyurl.com/54bant8m #holidaybudget
Canada’s annual inflation rate ticked lower to 2.2% in October from 2.4% in the previous month, which was above economists’ expectations: tinyurl.com/yx5uc2nk #Inflation #CanadaEconomy #OilPrices #BoC
According to a May 2025 study from Interac, holiday shopping is shifting — more Canadians are leaning into mindful spending, prioritizing experiences (like meals & time with loved ones) over material gifts: tinyurl.com/mue6fry2 #holidayspending #smartfinances
Canadian Prime Minister Mark Carney announced his second set of projects through the nation-building strategy. Canada made these announcements to generate private investments: tinyurl.com/4b7awprn #Canada #Investments
Holiday cheer feels better without money worries. Start early, set limits, find creative ways to give, and save a little for future goals. Small choices now can lead to big peace of mind later: tinyurl.com/328pw4bp #holidayspending #holidaybudget
rbcroyalbank.com
7 Tips for Sticking to Your Holiday Budget
How to control your spending over the holidays — without missing out on festive fun — and set yourself up for a happy new year.
The Canadian federal government released its Budget 2025 on November 4, projecting a deficit of $78.3 billion in the 2025-26 fiscal year: tinyurl.com/5e8ryfsj #Canada #finance #economy
The holidays shouldn’t leave you with a credit-card hangover. Create a budget, track spending, use cash when you can and manage expectations with loved ones. Set yourself up for a joyful season — and a guilt-free January: bit.ly/3LLKM24 #holidayspending #smartfinances
October was a month of mixed signals. While equities climbed and AI leaders like NVIDIA surged, Canada faced trade setbacks and a slowing labour market. The Bank of Canada responded with another rate cut: tinyurl.com/aymd8w4n #Canada #BoC
If you invested $10,000 in the TSX Composite from 1986–2024 and stayed invested, you’d have over $241,000. Miss the 10 best days, and that drops to about $112,000. Don’t let timing the market cost you decades of growth: bit.ly/48TYbyV #investing
The Bank of Canada today, on October 29th, reduced its target for the overnight rate by 25 basis points to 2.25%, with the Bank Rate at 2.5% and the deposit rate at 2.20%: tinyurl.com/4eaza4v #BoC #PolicyRate #CanadaEconomy #inflation
Statistics Canada reported that retail sales rose by 1.0% in August. However, StatsCan estimated that retail sales declined by 0.7% in September. Canada’s annual inflation rate increased to 2.4% in September from 1.9% in the previous month: tinyurl.com/4xmwz95u #StatsCan
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