Dave Hershman
@OriginationPro
Dave Hershman is the top mortgage expert with seven books and hundreds of articles published. Connect with him on Twitter to share, interact, and get learn.
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A study released recently by RE/MAX found that 88% of prospective buyers plan to purchase a home in 2026. Some 78% said that more affordable home prices would prompt them to....buff.ly/Ftj5u9T
‘Tis the season to be jolly. And certainly, the retail industry is hoping that the consumer is feeling quite jolly as the holiday season and the year come to a close. It is estimated that....buff.ly/Ftj5u9T
Mortgage rates were stable in the past week, despite the weak unemployment report and tame inflation news. According to the Freddie Mac weekly survey, 30-year fixed rates.....buff.ly/Ftj5u9T
Take advantage of these limited time only specials Enjoy this discount today!! $299 For The Inside the Glass House Course ($199 for CMA graduates). $79 monthly for OriginationPro Marketing System Or $799 annually buff.ly/XhGh73o
The more things change, the more they stay the same, at least when it comes to younger generations’ dreams of homeownership. Affordability challenges for first-time homebuyers trying to make the....buff.ly/HESltlF Source: Scotsman Guide
As 2026 inches closer, some forecasters are growing less optimistic about the future of home sales in the year ahead. Fannie Mae's Economic and Strategic Research Group recently released its November forecast, which....buff.ly/HESltlF Source: Real Estate News
FHA has issued Mortgagee Letter 2025-23 which announces the 2026 loan limits with a base loan amount of $541,287 (65% of conforming) and a high-cost limit of....buff.ly/HESltlF
The Federal Reserve met for the last time in 2025 last week and the result was a decrease in their benchmark interest rate of 0.25%. Overall, the decision was not surprising despite the lack of....buff.ly/HESltlF
Mortgage rates moved up early last week but fell after the Fed meeting concluded, which was after the survey period was closed. According to the Freddie Mac weekly survey, 30-year fixed rates rose to....buff.ly/HESltlF
Take advantage of these limited time only specials Enjoy this discount today!! $299 For The Inside the Glass House Course ($199 for CMA graduates). $79 monthly for OriginationPro Marketing System Or $799 annually buff.ly/XhGh73o
In a potentially industry-altering move, FICO has launched a direct license program that will allow tri-merge resellers to calculate and distribute FICO scores directly to lenders. The program effectively cuts out the middlemen by....buff.ly/JG7LdEu Source: Scotsman Guide
Despite the record-breaking 43-day government shutdown, the housing market didn't stall in October. Existing home sales increased 1.2% month-over-month and....buff.ly/JG7LdEu
There was a more than expected increase of 114,000 jobs, but the gain was tempered by the revision downward of 33,000 jobs for the previous two months. Plus....buff.ly/JG7LdEu
Special Event For Loan Officers and Sales Executives Business Planning 2026 "Your Roadmap to Success" Don't Miss This Opportunity to Make 2026 Your Best Year Ever! buff.ly/csxN5qq
Mortgage rates eased a bit for the second straight week as the Fed meeting approached. According to the Freddie Mac weekly survey, 30-year fixed rates fell to 6.19% last week from 6.23% the previous week. In addition.....buff.ly/JG7LdEu
Cotality took a look at mortgage fraud risk instances nationwide in Q3 in its latest National Mortgage Application Fraud Risk Index. The results....buff.ly/H7Cqifh
The U.S. Federal Housing Agency (FHFA) announced the conforming loan limit values (CLLs) for mortgages Fannie Mae and Freddie Mac (the Enterprises) will acquire in 2026. In most of the United States, the 2026 CLL value for one-unit properties will be....buff.ly/H7Cqifh
Jobs and inflation are certainly headline reports, but there is an avalanche of additional data which has started to flow. Of major importance is the estimate of economic growth for the third quarter. The original estimate was due October 30th and the....buff.ly/H7Cqifh
Mortgage rates eased a bit in the past week as data started flowing again. According to the Freddie Mac weekly survey, 30-year fixed rates fell to 6.23% last week from 6.26% the previous week. In addition....buff.ly/H7Cqifh
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