PatonFinancial's profile picture. I am passionate about financial education. I love helping my clients envisage their future goals, and to help them plan for their financial security.

Paton Financial Planning

@PatonFinancial

I am passionate about financial education. I love helping my clients envisage their future goals, and to help them plan for their financial security.

Paton Financial Planning reposted

Passing on unspent pensions is still a great way to leave a legacy, but from 2027, it’s no longer free from inheritance tax. Understand the implications and how to plan ahead: ow.ly/XYvX50WVGq1 #TaxPlanning #RetirementPlanning

sjpwealth's tweet image. Passing on unspent pensions is still a great way to leave a legacy, but from 2027, it’s no longer free from inheritance tax. 

Understand the implications and how to plan ahead: ow.ly/XYvX50WVGq1

#TaxPlanning #RetirementPlanning

Paton Financial Planning reposted

🌧️Would you be ready to cope financially if life suddenly changed? Don’t get caught out - ensure you have a safety net in place. #RealLifeAdvice

sjpwealth's tweet image. 🌧️Would you be ready to cope financially if life suddenly changed? Don’t get caught out - ensure you have a safety net in place. #RealLifeAdvice

Paton Financial Planning reposted

📅 When retirement becomes real. For many, 55 marks the moment retirement moves from an abstract idea to active planning. It’s never too early, have you started your retirement planning? #RealLifeAdvice

sjpwealth's tweet image. 📅 When retirement becomes real. For many, 55 marks the moment retirement moves from an abstract idea to active planning. It’s never too early, have you started your retirement planning? #RealLifeAdvice

Paton Financial Planning reposted

Do you, or don’t you, have to pay tax in retirement? Some of your income may be taxable, and some may be tax-free. These are the key tax things you should know about to stay on top of your taxes: ow.ly/nCwn50WR0Ga #TaxPlanning #RetirementPlanning #IncomeTax

sjpwealth's tweet image. Do you, or don’t you, have to pay tax in retirement? Some of your income may be taxable, and some may be tax-free. 

These are the key tax things you should know about to stay on top of your taxes: ow.ly/nCwn50WR0Ga

#TaxPlanning #RetirementPlanning #IncomeTax

Paton Financial Planning reposted

💒 Big life changes call for smart financial decisions. Are you set up for your future? #RealLifeAdvice

sjpwealth's tweet image. 💒 Big life changes call for smart financial decisions. Are you set up for your future? #RealLifeAdvice

Paton Financial Planning reposted

🔧You service your car and get dental check ups for your teeth – but what about your finances? Only 39% of UK adults have a financial plan. Do you? #FinancialHealth

sjpwealth's tweet image. 🔧You service your car and get dental check ups for your teeth – but what about your finances? Only 39% of UK adults have a financial plan. Do you? #FinancialHealth

Paton Financial Planning reposted

Financial advice isn’t just about money - it’s about peace of mind 🧘‍ #RealLifeAdvice

sjpwealth's tweet image. Financial advice isn’t just about money - it’s about peace of mind 🧘‍ #RealLifeAdvice

Paton Financial Planning reposted

Nobody wants HMRC to be their biggest beneficiary. Find out how you can reduce your IHT bill – and leave more to your family: ow.ly/TZjL50WFU2u #TaxPlanning #IHT

sjpwealth's tweet image. Nobody wants HMRC to be their biggest beneficiary. Find out how you can reduce your IHT bill – and leave more to your family: ow.ly/TZjL50WFU2u

#TaxPlanning #IHT

Paton Financial Planning reposted

As humans, we’re biologically wired to react when we observe change. But when it comes to investing, this is often the opposite of what investors should do. Learn more here: ow.ly/jLEX50WFTkH #InvestmentPlanning #MarketNoise

sjpwealth's tweet image. As humans, we’re biologically wired to react when we observe change. But when it comes to investing, this is often the opposite of what investors should do. Learn more here: ow.ly/jLEX50WFTkH

#InvestmentPlanning #MarketNoise

Paton Financial Planning reposted

Whether you’ve got 20 years to go before you retire or only a few, it’s vital to have an idea of just how much money you’ll need for a comfortable lifestyle once you stop earning a regular salary: ow.ly/PWIP50WywVg #RetirementPlanning

sjpwealth's tweet image. Whether you’ve got 20 years to go before you retire or only a few, it’s vital to have an idea of just how much money you’ll need for a comfortable lifestyle once you stop earning a regular salary: ow.ly/PWIP50WywVg

#RetirementPlanning

Paton Financial Planning reposted

Have you heard of the 60% tax trap? Our latest article, tells you all you need to know about the trap – and how to avoid it: ow.ly/kua650Wuwyv #TaxPlanning #FinancialPlanning

sjpwealth's tweet image. Have you heard of the 60% tax trap? Our latest article, tells you all you need to know about the trap – and how to avoid it: ow.ly/kua650Wuwyv

#TaxPlanning #FinancialPlanning

Paton Financial Planning reposted

Annuities are back in fashion again. But are they right for your retirement planning? Claire Trott, SJP’s Head of Advice, looks at the pros and cons of annuities as a way to fund life after work: ow.ly/Vlgp50WrGUa #RetirementPlanning #FinancialPlanning

sjpwealth's tweet image. Annuities are back in fashion again. But are they right for your retirement planning? Claire Trott, SJP’s Head of Advice, looks at the pros and cons of annuities as a way to fund life after work: ow.ly/Vlgp50WrGUa

#RetirementPlanning #FinancialPlanning

Paton Financial Planning reposted

Children’s pensions might not be top of mind while you’re still reading bedtime stories, but they can help set your children up for long-term financial wellbeing. Here's what you need to know: ow.ly/SS1K50WqoBu #Savings #FinancialWellbeing

sjpwealth's tweet image. Children’s pensions might not be top of mind while you’re still reading bedtime stories, but they can help set your children up for long-term financial wellbeing.  

Here's what you need to know: ow.ly/SS1K50WqoBu

#Savings #FinancialWellbeing

Paton Financial Planning reposted

Writing a Will is one of the most important aspects of financial planning. So why do so many of us find it hard to get started? It's not as hard as it may seem. Here's why: ow.ly/gbIM50Wp45b #EstatePlanning

sjpwealth's tweet image. Writing a Will is one of the most important aspects of financial planning. So why do so many of us find it hard to get started? 

It's not as hard as it may seem. Here's why: ow.ly/gbIM50Wp45b

#EstatePlanning

Paton Financial Planning reposted

Thinking about gifting money as part of your Inheritance Tax planning? If you haven’t heard about the seven year rule, these are the essentials you should know: ow.ly/T4Kc50W1oWs #TaxPlanning

sjpwealth's tweet image. Thinking about gifting money as part of your Inheritance Tax planning? If you haven’t heard about the seven year rule, these are the essentials you should know: ow.ly/T4Kc50W1oWs

#TaxPlanning

Paton Financial Planning reposted

Building a strong financial future starts with the small stuff, like smart tax planning. Use what’s available now to protect what matters most tomorrow: ow.ly/aa8250VXyZk #TaxPlanning

sjpwealth's tweet image. Building a strong financial future starts with the small stuff, like smart tax planning. Use what’s available now to protect what matters most tomorrow: ow.ly/aa8250VXyZk

#TaxPlanning

Paton Financial Planning reposted

📋Add this to your to-do list: After the Bank of England cut the Base Rate last week, now is a good time to check how much interest your savings are making. You could be earning more elsewhere.


Paton Financial Planning reposted

Making the most of available tax reliefs and allowances can be a powerful step toward achieving your long-term financial goals. Plan for the future you want: ow.ly/HvK550VNtwM #TaxPlanning

sjpwealth's tweet image. Making the most of available tax reliefs and allowances can be a powerful step toward achieving your long-term financial goals. Plan for the future you want: ow.ly/HvK550VNtwM

#TaxPlanning

Paton Financial Planning reposted

A great retirement starts with a great plan. From saving to legacy planning. Start planning for the later life you deserve: ow.ly/45TH50VLPiZ #RetirementPlanning

sjpwealth's tweet image. A great retirement starts with a great plan. From saving to legacy planning. Start planning for the later life you deserve: ow.ly/45TH50VLPiZ

#RetirementPlanning

Paton Financial Planning reposted

We’re always being told to start saving early to give ourselves the best chance of a comfortable retirement. But how early is early? And how late is too late? Here, we break retirement saving down decade-by-decade: ow.ly/A4AH50VKAey #RetirementPlanning

sjpwealth's tweet image. We’re always being told to start saving early to give ourselves the best chance of a comfortable retirement. But how early is early? And how late is too late? Here, we break retirement saving down decade-by-decade: ow.ly/A4AH50VKAey

#RetirementPlanning

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