RadicalRinggit.blogspot.com
@RadicalRinggit
Unconventional Guide to Building Wealth. #FinancialFreedom #PersonalFinance #FinancialIndependence #Ringgit
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"If you cannot control your emotions, you cannot control your money."- Warren Buffett
Holding good stocks without patience and discipline is of no use. Holding junk stocks with patience and discipline is of no use. Holding good stocks with patience and discipline will creates wealth.
If you repeat the same works, you will get the same results. If you want different results, you must do things differently.
You’ll never regret avoiding debt. But you’ll always regret not saving enough.
Building wealth is a very boring process.
Once you master staying calm, no one will be able to disturb your peace.
Don't envy what others are investing. Create your own investment philosophy and you will succeed in your own way.
Stop waiting, start doing and make it happened!
It is not about the amount of money that you make. It is about the amount of money that you save.
Things will only change once you are out of your comfort zone!
I dare you to try bring debt-free. If you don't like it, you can always go into debts again.
"Buy now, pay later" concept is a name to financial freedom. By doing so, we will not know how to control our spending habits and before you know it, you have tonnes of debts to pay and you will be drown in it. Never ever buy first and pay later. Live below your means. Period!
The saying "Sedikit sedikit, lama-lama menjadi bukit" is actually referring to how you save and let the money grow with compound interest. The longer you invest, the more powerful the compounding would be. So, start small but regularly. You will have a "hill" eventually.
While this may help a lot of people in the short term basis, the damage on the long term basis will be much more greater, especially those who will be retiring soon. Many will have to work longer to make sure they have enough money to survive!
Zafrul: EPF to remove all conditions for i-Sinar withdrawal facility on PM's advice - theedgemarkets.com u.theedgemarkets.com/r/659648
To everyone celebrating Chinese New Year, Happy Chinese New Year. For the rest, Happy Holiday!
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