Ray5r
@Ray5D
explaining things in crayon. Retired Founder: Regent Street Cinema, Baker Street Bakery, Wigwam, GetAgent, Unmortgage.
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Life’s about learning and growth. If we think we know it all, we’re not growing.
We're building Britain's first new city in 50 years. Getting this right is critical. That's why we've assembled an Expert Committee – people who've spent their careers making housing work, protecting nature, understanding what people actually want, and building things that last.
There is no growth without struggle
When Charlie Munger was in 30s -his wife divorced him, took his house -he went bankrupt -his 9YO son died of lukemia in his arm -he lost an eye, docs removed his eye w/o anesthesia -he lived in a dingy apartment and drove a run down car. Yet, he didn’t let hardship define his…
Another article on assurance mortgages @ericjackson ft.com/content/a35e1f…
Hey @TripleH - would have loved to see Big @WWEJonathanfatu catch @DomMysterio35 so his feet didn’t touch the floor, allowing Dom to then eliminate @JoshFatu - rightly putting over Dirty Dom and setting up a banger storyline for the Uso twins
I guess the King can’t hire good Counsel these days.
Renewables are now cheaper than fossil fuels. Behind the times as ever.
So the majority of a council’s spending is on social care? Has anyone with a lean six sigma background looked at ‘how’ and ‘why’ this much money is spent on social care? Is there the ability to have ‘AI Social Workers’ make light of the heavy lifting of social work admin…
This is the issue with Reform’s promise that they’d find vast amounts of wasted money. Social care takes 48% of Kent’s budget, before other children’s service (60%) and schools (66%) are added. Two thirds of the Council Budget is morally (and legally!) impossible to cut.
I wish someone had told me this earlier: It’s not what you hear, it’s who you hear it from.
Primed for a takeover. For years L&G’s leadership has failed to capitalise on the multiple market opportunities: namely the growth in auto-enrolment pensions and private assets investing. There’s a massive amount of bloat and quite the wonderful balance sheet that can be…
Energy security = national security. The UK built the first nuclear power plant. The UK government should buy a controlling stake in Rolls Royce and place an order for 100 small modular reactors at cost price. If management can’t deliver quickly/cheaply enough, clear the…
Question: why does it still cost Better $6,000+ to originate a mortgage? What’s still in there that’s fat/manual/yet-to-be-automated? And why? In the UK the ‘old way’ costs c.£5,000 to originate, including acquisition costs. What’s the blocker to get Better to move faster?
Hugely respect your perspective which is why I am tweeting back in response. You are right @rabois . $BETR does have serious competitors - 90% of which use tech platforms (eg encompass) built in the 1990s which doesn’t allow more than one user at a time in the customer file (you…
If you watch one thing this week, make it this:
Day 39 — From Toronto to Frankfurt to Everywhere: this isn’t just a stock story, it’s a global movement of people on the Hero’s Journey together — taking back control, building generational wealth, and writing the return chapter 🌍🚀
Thanks so much for the being a role model leader @CanadaKaz And love that you’re looking at buyer products/magic. It’s definitely a big missing link in the mindshare of housing. But worth mentioning when Zillow entered iBuying, there was an elegant kernel to their idea:…
I think it’s time to hand the reigns for booking everything WWE to @ShawnMichaels @WWENXT is the best thing on Netflix (after K-pop Demon Hunters…)
#WWENXT was built on nights that leave a mark… and Halloween Havoc has become one of them. October 25 we roll into Prescott Valley, AZ at the Findlay Toyota Center. Tickets on sale Wednesday at 10am local. Presale begins Tuesday with code WWETIX. ticketmaster.com/wwe-presents-n…
This happened in 2018! Between now and then there’s a whole story on how the system is broken beyond repair. Surely?
A doctor comes here from Pakistan. He has sex with a nurse during an operation. He promises it won’t happen again, so a tribunal says he can return to practicing in the UK. This is insane. Migration cannot fix the NHS, and unless we raise our standards, actually damages it.
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