Smart Money Tips
@SmartMoneyTips
Follow us for common sense money-saving tips that will help you reach financial stability.
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Write a list before you go shopping – and stick to it.
Make your own gifts instead of buying stuff from the store.
Sign up for every free customer rewards program you can.
Move bank accounts to take advantage of perks and earn more interest.
Pay your credit card every week. It’s easy to do online and protects you from spending money you don’t have.
Accept that you’re going to make mistakes. Even if you overspent today, simply decide that you’re going to do better tomorrow.
Know your market value. Ask for raises and network to keep your job options open.
Learn the ins and outs of your miles and points programs. As long as you’re on top of it and pay off the balance every month you can profit.
Always invest your money — don’t let it sit idle. If you are working hard for your money, your money should work hard for you.
Create a ‘fun jar’ when budgeting - and you have to spend it every month. Think of it as a reward and counter-balance to budgeting elsewhere
A budget has changed my life. It’s always a work in progress, but holding myself accountable has made a huge difference.
If you're not collecting an e-mail list, you're leaving big money on the table
Routines, routines, routines. Everything is a subscription, so that when I do shop it’s an event and I can easily track it.
Why worry about spending 1k on coffee every year when u don’t even try 2 negotiate on things that could save you >20k like a home purchase?
Always invest your money -- don't let it sit idle. If you are working hard for your money, your money should work hard for you.
Smart money isn't always about how much you're spending, but the value it brings to your life.
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