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Controversial take: if you're buying a house with <10% down opt for an FHA Loan not conventional. Rates and values will likely go down hand-in-hand. You can refi if underwater on a FHA. Can't on conventional. The additional cost of UFMIP may be worth it.
508 FICO approval with Fannie. Didn't approve last week. Distill from this what you will but the clients are stoked to be able to refi.
My wife just said she wants to go salmon fishing in Alaska for our 10th anniversary. She’s never held a fishing rod in her life. I’m not asking questions. Just soaking in the moment.
Happens often enough I should just change my name at this point. Kids waiting for 🍦 truck in background for kicks n giggles.
Fam and I are flying from Dominican to Indiana. Renting a brand new RV for $1 day (relocation special) driving home to CA. What a time to be alive. Need ideas on must-sees. MLB game(s) Black Hills, SD (Mt Rushmore) Grand Tetons Yellow Stone
Found a sleeve of thin mints my wife hid. Debating if I should make the sleeve "disappear" or just eat a few. If that's even possible.
Wanted to show my 6 and 8 yo opening scene of Saving Private Ryan in remembrance of D Day. Wife vetoed. She was right.
Towing with an EV. 150 mi round-trip. Hoping I didn't have to stop and charge. 🤞🏼
Wife says no more Battle Royale wrestling with my 6 yo. I'm gonna miss slamming him from the top rope.
Loan officer rant: Self Employed client wants a HELOC. I see tax returns. No bueno. Bank statement HELOC, no prob. Calls me says his bank will do the loan. Ok sure. Call me back when they can't. 30 days later, calls me and needs money next week. Multiple calls a day. C'mon bro.
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