david_schefter's profile picture. Financial Advisor/Branch Manager, Raymond James Ltd.
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Disclaimers: http://bit.ly/RJLUDSCLMR http://bit.ly/RJLDSCLMR

David Schefter

@david_schefter

Financial Advisor/Branch Manager, Raymond James Ltd. /*********/ Disclaimers: http://bit.ly/RJLUDSCLMR http://bit.ly/RJLDSCLMR

With tax legislation continuing to evolve rapidly, 2025 has been another year where tax planning is essential. As the year-end approaches, Canadians should assess their financial position and explore strategies that go beyond the traditional tax season. raymondjamesconnect.com/tzJgPl


Charitable giving isn't just about generosity—it's about legacy. A Charitable Giving Fund with the Raymond James Canada Foundation lets you involve your family in your philanthropy across generations, while keeping your financial strategy intact. raymondjames.ca/comme

david_schefter's tweet image. Charitable giving isn't just about generosity—it's about legacy. A Charitable Giving Fund with the Raymond James Canada Foundation lets you involve your family in your philanthropy across generations, while keeping your financial strategy intact.
raymondjames.ca/comme
david_schefter's tweet image. Charitable giving isn't just about generosity—it's about legacy. A Charitable Giving Fund with the Raymond James Canada Foundation lets you involve your family in your philanthropy across generations, while keeping your financial strategy intact.
raymondjames.ca/comme
david_schefter's tweet image. Charitable giving isn't just about generosity—it's about legacy. A Charitable Giving Fund with the Raymond James Canada Foundation lets you involve your family in your philanthropy across generations, while keeping your financial strategy intact.
raymondjames.ca/comme
david_schefter's tweet image. Charitable giving isn't just about generosity—it's about legacy. A Charitable Giving Fund with the Raymond James Canada Foundation lets you involve your family in your philanthropy across generations, while keeping your financial strategy intact.
raymondjames.ca/comme

Giving back isn't just generous—it can be strategic. Whether you're just beginning to explore philanthropy or looking to refine your approach, these simple steps can help guide your journey: raymondjames.ca/commentary-and…

david_schefter's tweet image. Giving back isn't just generous—it can be strategic. 

Whether you're just beginning to explore philanthropy or looking to refine your approach, these simple steps can help guide your journey: raymondjames.ca/commentary-and…
david_schefter's tweet image. Giving back isn't just generous—it can be strategic. 

Whether you're just beginning to explore philanthropy or looking to refine your approach, these simple steps can help guide your journey: raymondjames.ca/commentary-and…
david_schefter's tweet image. Giving back isn't just generous—it can be strategic. 

Whether you're just beginning to explore philanthropy or looking to refine your approach, these simple steps can help guide your journey: raymondjames.ca/commentary-and…
david_schefter's tweet image. Giving back isn't just generous—it can be strategic. 

Whether you're just beginning to explore philanthropy or looking to refine your approach, these simple steps can help guide your journey: raymondjames.ca/commentary-and…

Giving back can be a powerful move in achieving your financial goals, all the while reflecting your values and philanthropic vision. See how charitable giving can fit into your overall wealth plan here: raymondjames.ca/commentary-and…

david_schefter's tweet image. Giving back can be a powerful move in achieving your financial goals, all the while reflecting your values and philanthropic vision. 

See how charitable giving can fit into your overall wealth plan here: raymondjames.ca/commentary-and…

U.S. 2Q25 GDP was revised up again to +3.8% (from +3.3%) annualized growth over 1Q25, a sharp rebound from the -0.6% (revised from -0.5%) contraction in 1Q25. raymondjamesconnect.com/tQCFOC


Some key proposals include removing the tax on investment management fees and enabling auto-enrollment of workplace retirement savings programs. raymondjamesconnect.com/tkZGsq


Whether you're planning a move between Canada and the U.S. or advising someone who is, understanding the tax and wealth planning implications is essential. Canadian and U.S. Residency Transitions – Tax and Wealth Planning Across Borders. https://www.ray raymondjamesconnect.com/tVdifw


U.S. 2Q25 GDP was revised up to +3.3% (from +3.0%) annualized growth over 1Q25, a sharp rebound from the -0.5% contraction in 1Q25. raymondjamesconnect.com/tfnYk6


Aside from the OAS boost, CARP has called for a number of other proposals, including the elimination of minimum withdrawals from RRIFs. raymondjamesconnect.com/tE0_KH

raymondjamesconnect.com

CARP calls for extension of 10% OAS boost

investmentexecutive.com


Retirement planning truly must go beyond the numbers to understand how prospective retirees will spend their time, and how that will evolve throughout retirement. raymondjamesconnect.com/tN-XJm


This Life Insurance Awareness Month, take a moment to explore your current insurance policy with your Raymond James advisor and see how it may belong in your estate plan. Here are 4 reasons you may need insurance in your estate plan: raymondjames.ca/commentary-and…

david_schefter's tweet image. This Life Insurance Awareness Month, take a moment to explore your current insurance policy with your Raymond James advisor and see how it may belong in your estate plan.

Here are 4 reasons you may need insurance in your estate plan: raymondjames.ca/commentary-and…
david_schefter's tweet image. This Life Insurance Awareness Month, take a moment to explore your current insurance policy with your Raymond James advisor and see how it may belong in your estate plan.

Here are 4 reasons you may need insurance in your estate plan: raymondjames.ca/commentary-and…
david_schefter's tweet image. This Life Insurance Awareness Month, take a moment to explore your current insurance policy with your Raymond James advisor and see how it may belong in your estate plan.

Here are 4 reasons you may need insurance in your estate plan: raymondjames.ca/commentary-and…
david_schefter's tweet image. This Life Insurance Awareness Month, take a moment to explore your current insurance policy with your Raymond James advisor and see how it may belong in your estate plan.

Here are 4 reasons you may need insurance in your estate plan: raymondjames.ca/commentary-and…

September is Life Insurance Awareness Month – a perfect time to ask: Is your coverage up to date? Whether you've recently had a major life change or simply haven't reviewed your policy in a while, now's a great time to make sure your coverage still fits. https://www.raymondjames.

david_schefter's tweet image. September is Life Insurance Awareness Month – a perfect time to ask: Is your coverage up to date?
Whether you've recently had a major life change or simply haven't reviewed your policy in a while, now's a great time to make sure your coverage still fits.
https://www.raymondjames.
david_schefter's tweet image. September is Life Insurance Awareness Month – a perfect time to ask: Is your coverage up to date?
Whether you've recently had a major life change or simply haven't reviewed your policy in a while, now's a great time to make sure your coverage still fits.
https://www.raymondjames.
david_schefter's tweet image. September is Life Insurance Awareness Month – a perfect time to ask: Is your coverage up to date?
Whether you've recently had a major life change or simply haven't reviewed your policy in a while, now's a great time to make sure your coverage still fits.
https://www.raymondjames.
david_schefter's tweet image. September is Life Insurance Awareness Month – a perfect time to ask: Is your coverage up to date?
Whether you've recently had a major life change or simply haven't reviewed your policy in a while, now's a great time to make sure your coverage still fits.
https://www.raymondjames.

Canadian and U.S. Residency Transitions – Tax and Wealth Planning Across Borders 🗓️ September 16, 2025 🕙 10:00–11:00 AM PT | 1:00–2:00 PM ET 🌐 Live Zoom Webinar | 🎧 French interpretation available Register here: raymondjames.zoom.us/webinar/regist… raymondjamesconnect.com/tiEKdf

raymondjamesconnect.com

Client Insights - Canadian and U.S. Residency Transitions: Tax and Wealth Planning Across Borders

zoom.us


Inflation in Canada rose slightly in June to 1.9%, as generally anticipated, although core measures remained around 3%. raymondjamesconnect.com/tpzCnY


Experienced advisors can best serve their clients by being transparent about their practice succession plans and partner with a firm like Raymond James Ltd. that empowers advisors to fully control their own business, including in matters of succession. raymondjamesconnect.com/tHHb5n


While new channels for promoting financial literacy have value, it remains important to consume with a discerning mindset. Recognize that financial advice is best when customized to your unique situation and always verify information shared online raymondjamesconnect.com/t709dv


In this Market Perspectives note, we provide an update on the evolving U.S. tariffs. We just passed the July 9 re-implementation date at the end of the 90-day pause on the Liberation Day tariffs. raymondjamesconnect.com/ty0nSL


Estate planning is more than distribution of assets—it's a key part of your overall wealth strategy. It protects your wishes, supports your loved ones, and helps preserve your wealth across generations. Safeguarding your legacy starts with a plan. raymondjames.ca/comm

david_schefter's tweet image. Estate planning is more than distribution of assets—it's a key part of your overall wealth strategy. It protects your wishes, supports your loved ones, and helps preserve your wealth across generations. Safeguarding your legacy starts with a plan. raymondjames.ca/comm

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