Don Brown
@dondbrown
Don Brown is a recognized voice in the FL's property ins market debate. Don speaks before biz and civic groups on the insurance crisis facing FL homeowners.
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America is investing in AI labs, data centers, and advanced manufacturing. Our edge will come from the innovation at scale being done by companies like Google and others. We should support that growth, not drain the platforms that power it. washingtonpost.com/opinions/2025/…"
Florida's insurance crisis isn't about high premiums—it's about high risk. "You can't reduce premiums until you reduce the losses. And you can't reduce the losses until we stop building in ways and places that guarantee catastrophe." Learn more about sustainable solutions:…
"Pre-funding catastrophe risk through capital reserves, reinsurance, and mitigation is both more economically efficient and socially responsible than post-event recovery financed through debt." - Don Brown's compelling thesis on Florida's insurance crisis makes a powerful case…
Post 8: "Lessons from the Past, Hope for the Future" Every hurricane leaves a mark—on our landscapes, our communities, and our policies. From Hurricane Andrew’s devastation to Hurricane Ian’s challenges, Florida has faced immense trials. But each storm teaches us valuable lessons…
Post 7: "Insurance Markets Need Resilience Too" Florida’s property insurance market is in crisis—skyrocketing premiums and insurer insolvencies are leaving homeowners vulnerable. Hurricanes don’t just destroy homes; they destabilize financial systems that are vital to recovery.…
Post 6: "Investing in Florida’s Future" Every dollar spent on better building standards saves Florida $6 to $11 in damages. Code Plus isn’t just a concept; it’s an investment in safety, resilience, and long-term stability. Imagine a Florida where homes can resist the harshest…
I am at the #InsuranceSummitFL. Looking forward to a great program.
Post 4: "Hurricane Recovery Starts Before the Storm" Building stronger homes isn’t just about recovery—it’s about preparation. Florida faces hurricanes year after year, and each storm season brings billions in damage. But with Code Plus standards, we can significantly reduce this…
Post 4: "Hurricane Recovery Starts Before the Storm" Building stronger homes isn’t just about recovery—it’s about preparation. Florida faces hurricanes year after year, and each storm season brings billions in damage. But with Code Plus standards, we can significantly reduce this…
Post 3: "Preparing for the Storms Ahead" Florida’s future depends on resilience. With climate change intensifying storms and increasing coastal risks, it’s time to rethink how we build. Code Plus offers a transformative approach that strengthens our homes and stabilizes insurance…
Post 2: "Stronger Homes, Safer Families" Every storm reminds us of what’s at stake. Florida families deserve homes that can stand up to even the fiercest hurricanes. Code Plus isn’t just about stronger structures—it’s about safeguarding the lives and dreams of Floridians. These…
Post 1: "A Resilient Florida: Building Smarter" Florida’s hurricanes test our strength year after year. With smarter standards like Code Plus, we can transform our homes and communities into fortresses of resilience. Code Plus sets the stage for enhanced building practices…
Why do insurance markets destabilize? New research shows policy uncertainty drives capital flight faster than climate risk. Data confirms: predictable regulation = stable markets. Full analysis at (drive.google.com/drive/folders/…) or on my website (dondbrown.com).…
2/ The real threat? Policy uncertainty. When regulations become unpredictable, capital exits rapidly. See data in my new paper: (drive.google.com/drive/folders/…) or on my website (dondbrown.com) #FloridaInsurance #InsuranceMarkets #dondbrown #the9guidelines #climatechange
1/ What Hurricane Andrew taught us about insurance markets: · 11 insurers became insolvent · Market crisis followed · Led to crucial reforms But we're repeating old mistakes. #climatechange
Why do insurance markets destabilize? New research shows policy uncertainty drives capital flight faster than climate risk. Data confirms: predictable regulation = stable markets. Full analysis at (drive.google.com/drive/folders/…) or on my website…
Post 2 🔥 **The Plan for a Leaf-Burning Adventure** 🔥It was a crisp autumn day when I hatched my grand plan to create a blazing spectacle. As a young boy, the thrill of setting a pile of leaves on fire with a dash of gasoline seemed like the ultimate adventure. I imagined the…
Post 1: Introduction 🌿 **The Leaf-Burning Misadventure: A Journey of Learning** 🔥 I'm excited to embark on a series of posts sharing stories from my book, *The 9 Guideline Principles to Enact Change: A Legislator's Memoir - From Outhouse to State House*. This week, I invite you…
👨👩👦Family is the foundation of our values. This week, explore stories from my book highlighting the impact of family on shaping character and principles. #FamilyValues #My9Principles #Leadership 🔗 [Purchase Here] (my9principles.com)
Throughout my career as a legislator, three principles have guided my approach to effective public policy: 1️⃣ “In Western Cultures, we tend to focus on symptoms rather than the root cause(s) of our problems... This tendency can be seen in many aspects of public policy.” 2️⃣ "The…
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