jscottrutter's profile picture. 👨🏽‍💻 Mortgage Loan Originator 🏡 | Community 🤝 Connector | 📞919.633.0772 | NMLS #1821994 | ✝️ | 👨‍👩‍👧‍👦 📧 jscott@jscottmortgage.com

J. Scott Rutter MLO

@jscottrutter

👨🏽‍💻 Mortgage Loan Originator 🏡 | Community 🤝 Connector | 📞919.633.0772 | NMLS #1821994 | ✝️ | 👨‍👩‍👧‍👦 📧 [email protected]

Thinking about buying a home?  Here’s a secret: You can compare multiple lenders without damaging your credit! As long as you keep your mortgage rate shopping within a 45-day window, it only counts as one inquiry. Shop smart, save big! 💸 #DidYouKnow #HomeGoals #MortgageTips

jscottrutter's tweet image. Thinking about buying a home? 
Here’s a secret: You can compare multiple lenders without damaging your credit!
As long as you keep your mortgage rate shopping within a 45-day window, it only counts as one inquiry.
Shop smart, save big! 💸
#DidYouKnow #HomeGoals #MortgageTips
jscottrutter's tweet image. Thinking about buying a home? 
Here’s a secret: You can compare multiple lenders without damaging your credit!
As long as you keep your mortgage rate shopping within a 45-day window, it only counts as one inquiry.
Shop smart, save big! 💸
#DidYouKnow #HomeGoals #MortgageTips

Another happy homeowner! Thank you, Scott B, for your kind words and for trusting Skys The Limit Lending with your mortgage journey. Ready to start your own path to homeownership?  👉 Contact us today and let’s make your dream home a reality! #DWIFT #ClientTestimonial

jscottrutter's tweet image. Another happy homeowner! 

Thank you, Scott B, for your kind words and for trusting Skys The Limit Lending with your mortgage journey.

Ready to start your own path to homeownership? 
👉 Contact us today and let’s make your dream home a reality! #DWIFT #ClientTestimonial

Thinking about buying a home? Start by strengthening your credit! A solid credit score can open the door to better rates and smoother approvals. #HomebuyerTips #MortgageAdvice #SkysTheLimitLending

jscottrutter's tweet image. Thinking about buying a home? Start by strengthening your credit! A solid credit score can open the door to better rates and smoother approvals. #HomebuyerTips #MortgageAdvice #SkysTheLimitLending

Start your week with purpose  every small action builds momentum. Stay focused, stay driven. 💪☕ #MotivationMonday #NewWeekNewGoals

jscottrutter's tweet image. Start your week with purpose  every small action builds momentum. Stay focused, stay driven. 💪☕ #MotivationMonday #NewWeekNewGoals

Cheers to Friday and a Happy Halloween! Whether you’re out trick-or-treating or house-hunting, may your day be filled with treats and no tricks.  #HappyHalloween #MortgageLife #CheersToFriday

jscottrutter's tweet image. Cheers to Friday and a Happy Halloween! Whether you’re out trick-or-treating or house-hunting, may your day be filled with treats and no tricks. 
#HappyHalloween #MortgageLife #CheersToFriday

Thankful Thursday When everyone plays their part the agent hustling, the inspector protecting, the remodeler perfecting, and the lender delivering amazing things happen. Couldn’t ask for a better crew to do whatever it takes to help families win in this market.

jscottrutter's tweet image. Thankful Thursday

When everyone plays their part  the agent hustling, the inspector protecting, the remodeler perfecting, and the lender delivering amazing things happen. 

Couldn’t ask for a better crew to do whatever it takes to help families win in this market.
jscottrutter's tweet image. Thankful Thursday

When everyone plays their part  the agent hustling, the inspector protecting, the remodeler perfecting, and the lender delivering amazing things happen. 

Couldn’t ask for a better crew to do whatever it takes to help families win in this market.
jscottrutter's tweet image. Thankful Thursday

When everyone plays their part  the agent hustling, the inspector protecting, the remodeler perfecting, and the lender delivering amazing things happen. 

Couldn’t ask for a better crew to do whatever it takes to help families win in this market.

Scaling your rental portfolio just got easier. A DSCR loan looks at property income not yours. Less paperwork. More opportunity. More doors. More cash flow. #DSCRloan #RealEstateInvesting #RentalProperty #PassiveIncome

jscottrutter's tweet image. Scaling your rental portfolio just got easier. 
A DSCR loan looks at property income not yours.
Less paperwork. More opportunity. More doors. More cash flow.
#DSCRloan #RealEstateInvesting #RentalProperty #PassiveIncome
jscottrutter's tweet image. Scaling your rental portfolio just got easier. 
A DSCR loan looks at property income not yours.
Less paperwork. More opportunity. More doors. More cash flow.
#DSCRloan #RealEstateInvesting #RentalProperty #PassiveIncome

5.0 star review received on Experience.com for J. Scott Rutter by Lex H - Scott served as our lender for our most recent home purchase, and the experience was exceptional from ... experience.com/reviews/skysth…


Nicholas felt supported every step of the way. You can too. Let’s turn your homeownership dreams into reality. Contact us and start your pre-approval today! #ClientTestimonial #makingtheimpossiblepossible #DWIFT

jscottrutter's tweet image. Nicholas felt supported every step of the way. You can too. Let’s turn your homeownership dreams into reality. Contact us and start your pre-approval today! #ClientTestimonial #makingtheimpossiblepossible #DWIFT

These five steps can take you from dreaming about a home to owning one. Save. Budget. Explore. Choose wisely. Negotiate. We’re here to help you make every move confidently. Send us a message today to begin your approval process! #homebuyertips #makingtheimpossiblepossible

jscottrutter's tweet image. These five steps can take you from dreaming about a home to owning one.

Save. Budget. Explore. Choose wisely. Negotiate.

We’re here to help you make every move confidently.
Send us a message today to begin your approval process! #homebuyertips #makingtheimpossiblepossible

Success isn’t luck it’s drive, vision, and helping others reach their dreams. Whether it’s keys to a car or a new home, the goal’s the same: move forward with purpose. 💪 #MondayMotivation #MortgageLife #KeysToSuccess

jscottrutter's tweet image. Success isn’t luck it’s drive, vision, and helping others reach their dreams. Whether it’s keys to a car or a new home, the goal’s the same: move forward with purpose. 💪
#MondayMotivation #MortgageLife #KeysToSuccess

It’s Friday! Time to unwind and raise a glass to the wins of the week. #CheersToTheWeekend #FridayFeeling #bourbonmoments

jscottrutter's tweet image. It’s Friday! Time to unwind and raise a glass to the wins of the week. #CheersToTheWeekend #FridayFeeling #bourbonmoments

Most think buying a home starts with excitement truth is, it starts with uncertainty. 🤔 That’s why I start with a conversation, not numbers. We’ll map out your goals, budget & a plan to get you home-ready. Confidence starts with clarity. Message me to begin. #ThursdayThoughts

jscottrutter's tweet image. Most think buying a home starts with excitement truth is, it starts with uncertainty. 🤔

That’s why I start with a conversation, not numbers. We’ll map out your goals, budget & a plan to get you home-ready. 
Confidence starts with clarity. Message me to begin. #ThursdayThoughts

Did You Know? A pre-approval proves you’re financially ready helping your offer stand out in a competitive market. 👉 Let’s get you pre-approved today! #makingtheimpossiblepossible #DWIFT

jscottrutter's tweet image. Did You Know?

A pre-approval proves you’re financially ready helping your offer stand out in a competitive market.

👉 Let’s get you pre-approved today!
#makingtheimpossiblepossible #DWIFT
jscottrutter's tweet image. Did You Know?

A pre-approval proves you’re financially ready helping your offer stand out in a competitive market.

👉 Let’s get you pre-approved today!
#makingtheimpossiblepossible #DWIFT

“That look when the client swears their ‘credit’s good’… then you see the report 💀” #mortgagememes

jscottrutter's tweet image. “That look when the client swears their ‘credit’s good’… then you see the report 💀” #mortgagememes

Another happy client! 🙌 Susan W. shares how Sky’s The Limit Lending made her mortgage journey smooth, clear, and stress-free. 🏡 ✅ Ready for your turn? Contact us today! #ClientTestimonial #MortgageMadeEasy #SkysTheLimitLending #HappyClients

jscottrutter's tweet image. Another happy client! 🙌
Susan W. shares how Sky’s The Limit Lending made her mortgage journey smooth, clear, and stress-free. 🏡
✅ Ready for your turn? Contact us today!
#ClientTestimonial #MortgageMadeEasy #SkysTheLimitLending #HappyClients

Homebuyer Tip: First-time buyer? You could qualify for grants or down payment assistance that save you thousands! Don’t miss outlet’s see what you qualify for! #FirstTimeHomebuyer #MortgageHelp #HomeBuyingTips

jscottrutter's tweet image. Homebuyer Tip:

First-time buyer? You could qualify for grants or down payment assistance that save you thousands! 

Don’t miss outlet’s see what you qualify for!
#FirstTimeHomebuyer #MortgageHelp #HomeBuyingTips

New week. New keys. New beginnings. Every mortgage isn’t just a loan it’s a step toward your dream. Let’s make this the week you move closer to your goals, brick by brick. #MortgageMonday #MondayMotivation #HomeGoals

jscottrutter's tweet image. New week. New keys. New beginnings. 
Every mortgage isn’t just a loan it’s a step toward your dream.
Let’s make this the week you move closer to your goals, brick by brick.
#MortgageMonday #MondayMotivation #HomeGoals

Cheers to Friday!  Let the weekend pour in, one glass at a time. #CheersFriday #WeekendVibes #WhiskeyTime

jscottrutter's tweet image. Cheers to Friday!  Let the weekend pour in, one glass at a time. #CheersFriday #WeekendVibes #WhiskeyTime

Did you know your credit score could cost or save you 💰TENS of THOUSANDS on your mortgage? Just a 1% rate difference adds up big over time. ✅ Check your credit & clean it up before you apply! #MortgageTips #HomeBuying #CreditScoreMatters #MakingTheImpossiblePossible

jscottrutter's tweet image. Did you know your credit score could cost or save you 💰TENS of THOUSANDS on your mortgage?
Just a 1% rate difference adds up big over time.
✅ Check your credit & clean it up before you apply!
#MortgageTips #HomeBuying #CreditScoreMatters #MakingTheImpossiblePossible
jscottrutter's tweet image. Did you know your credit score could cost or save you 💰TENS of THOUSANDS on your mortgage?
Just a 1% rate difference adds up big over time.
✅ Check your credit & clean it up before you apply!
#MortgageTips #HomeBuying #CreditScoreMatters #MakingTheImpossiblePossible

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