Kevin Lum, CFP®
@kevinlum
Financial Advisor @ Foundry Financial | On a mission to help people retire without worry | Host: Retirement Made Simple |
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When Gmail came out, nobody I knew had early access, so I purchased an Invite on Ebay. Now I’m scrolling X hoping a kind stranger will share a Sora 2 invite code.
Tipping used to be easy. Now I’m backing out the barista’s OBBBA tax deduction before deciding how much to leave. Why should I pay full price since they get a tax break. Don’t mention my SALT cap deduction — that’s different.
Decided to splurge on a trip to the airport and get an @uber Black so we’d have more room. The driver showed up in a KIA. Either Uber Black has greatly degraded or KIA has greatly risen in status.
I’m trying to play my daughter on Nintendo Switch. When did game consoles become so confusing? I miss the good old days. I think I’m officially old.
I turned my daughter’s sketch into a dress using chatGPT. You have no idea how joyful this made her.
1/ x 🚨Breaking Tax News!🚨 The House Ways and Means Committee just released draft tax legislation that will be "marked up" soon! Are you as excited as I am? (Hint... probably not😉) Here's a link to the text: docs.house.gov/meetings/WM/WM… Now, let's break it down...
Should I be weird out that my @Uber driver looks *nothing* like their picture on the app. It’s clearly not the same person.
I’ve been a fan of @airbnb — and a host — for years. But I’m on a quick trip and booked an Airbnb for my team… and wow, some hosts are wild. Pages of rules (like “only adjust the thermostat 2 degrees at a time”) — then they want us to use two outside services to verify our ID…
Weirdest situation today. Curious what you would have done. I’m in a coffee shop with my 8yo daughter today. She’s right by my side (we have a long conversation about what drink she can have)—orders with me, walks to the table with me, sits down. A few minutes later, she…
Just tried this. Mind blown.
Opened ChatGPT. Prompt: “Now that you can remember everything I’ve ever typed here, point out my top five blind spots.” Mind. Blown.
Amazon is building over 1,000 generative AI applications. In his most recent investor letter, Andy Jassy said: “If your customer experiences aren’t planning to leverage these intelligent models—their ability to query giant corpuses of data and quickly find your needle in the…
I know I’m being pedantic, but as someone who works with these clients 20 years down the line — the taxes aren’t ‘saved,’ they’re deferred. And that deferral can turn into a real tax problem. Of course, it’s often the right move based on income — but the tax man cometh.
I'll be in New York next week and I've lost touch with the food scene. Any restaurants I have to try?
Today, on Meet the Press, Treasury Secretary Scott Bessent says Americans ready to retire aren’t worried about ‘day-to-day’ market fluctuations. What do you think? Smart take… or out of touch?
Do you think we’re seeing signs of forced selling yet? One of my least favorite parts of a down market is when liquidity issues start popping up and everything begins to unravel. Watching Bitcoin tumble this evening makes me think we may have hit that stage. Things usually…
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