rajanraju26's profile picture. private investor. all views personal. like/retweets ≠ endorsement

Rajan Raju

@rajanraju26

private investor. all views personal. like/retweets ≠ endorsement

Considering market timing in Indian markets? My paper, "Timing Indian Equity Factors: Structural vs. Revaluation Signals" topped the @SSRN downloads list today. Read it at🔗 ssrn.com/abstract=55139…. #indianequities

rajanraju26's tweet image. Considering market timing in Indian markets? My paper, "Timing Indian Equity Factors: Structural vs. Revaluation Signals" topped the @SSRN downloads list today. Read it at🔗 ssrn.com/abstract=55139….
#indianequities

"SIP Sahi Hai" — but for whom? Our 4-lens analysis of 20 years of Indian market data reveals when SIPs work (and when they don't). Spoiler: They're commitment devices, not magic bullets. Just hit Top Downloads on SSRN ⬇️ 🖇️ssrn.com/abstract=54758… @amfiindia

rajanraju26's tweet image. "SIP Sahi Hai" — but for whom? Our 4-lens analysis of 20 years of Indian market data reveals when SIPs work (and when they don't).
Spoiler: They're commitment devices, not magic bullets.
Just hit Top Downloads on SSRN ⬇️ 🖇️ssrn.com/abstract=54758… @amfiindia

What’s the real price of peace of mind in retirement?New research quantifies the trade-off be withdrawal rates & portfolio drawdowns. Spoiler: protection comes with costs. Read “Ruin vs Drawdown in Indian Retirement Portfolios” @SSRN 🔗 ssrn.com/abstract_id=55… #RetirementPlanning


New paper: "Wasserstein k-Means for Bull–Bear Regimes: Evidence from Indian Equities," a non-parametric approach to detect regimes in Indian markets via distributional clustering. Read @SSRN: ssrn.com/abstract_id=55… #FactorInvesting #MarketTiming #RegimeDetection #IndianEquities

rajanraju26's tweet image. New paper: "Wasserstein k-Means for Bull–Bear Regimes: Evidence from Indian Equities," a non-parametric approach to detect regimes in Indian markets via distributional clustering. 
Read @SSRN: ssrn.com/abstract_id=55…
#FactorInvesting #MarketTiming #RegimeDetection #IndianEquities

New paper, "Timing Indian Equity Factors", applies Arnott et al.'s framework to Indian markets. Structural components drive long-term factor premia. Revaluation adds volatility but averages to zero. Timing? Limited gains.🔗ssrn.com/abstract_id=55… #FactorInvesting #IndianEquities


Is "SIP Sahi Hai" always sahi in India? 🤔 New working paper uses continuous-time math to dissect SIPs in Indian equities: Lump-sum wins big on returns (LSI > SIPD > SIPA). SIPs good for behavioural discipline & risk mgmt for long-haul savers. 🔗ssrn.com/abstract_id=54… #SIPs


🇮🇳🇺🇸 SWR Deep Dive: 🇺🇸Bengen’s 4.7% (US) vs Morningstar’s 3.7% (2024). 🇮🇳My India research: 3.5-4.25% (tax-exempt), 2.7-3.2% with taxes. India’s inflation/volatility lowers SWR! 📊 #RetirementPlanning 🔗: papers.ssrn.com/sol3/papers.cf… @anandg_kalyang @christine_benz

rajanraju26's tweet image. 🇮🇳🇺🇸 SWR Deep Dive: 
🇺🇸Bengen’s 4.7% (US) vs Morningstar’s 3.7% (2024). 
🇮🇳My India research: 3.5-4.25% (tax-exempt), 2.7-3.2% with taxes. India’s inflation/volatility lowers SWR! 📊 #RetirementPlanning 🔗: papers.ssrn.com/sol3/papers.cf… @anandg_kalyang @christine_benz

Retirement planning in India? Beware volatility drag! 📉 My paper ‘Rethinking Retirement Risk’ shows why high returns don’t guarantee safety. Read: papers.ssrn.com/abstract_id=52… @SSRN #RetirementPlanning #IndiaFinance


🚨 Are multi-factor funds in India delivering what they promise? Our study with @joshy_IIMA reveals most lack true factor exposure, potentially misleading investors! 📉 Dive into ‘Don’t Judge a Book by Its Cover’ 👉 ssrn.com/abstract_id=48… @SSRN #Investing #Finance #India

rajanraju26's tweet image. 🚨 Are multi-factor funds in India delivering what they promise? Our study with @joshy_IIMA reveals most lack true factor exposure, potentially misleading investors! 📉 Dive into ‘Don’t Judge a Book by Its Cover’ 👉 ssrn.com/abstract_id=48… @SSRN
#Investing #Finance #India

How long will your retirement savings last in India’s economy? 🤔 My paper explores safe withdrawal strategies to secure your future. Download for free: ssrn.com/abstract_id=51… #IndiaFinance #Retirement

rajanraju26's tweet image. How long will your retirement savings last in India’s economy? 🤔 My paper explores safe withdrawal strategies to secure your future. Download for free: ssrn.com/abstract_id=51… #IndiaFinance #Retirement

📊 What’s the true Equity Risk Premium in India? My recent paper, now a Top Download on @SSRN, estimates it between 6% and 11% (Dec 2024) using multiple methods. How does this shape your investment strategy? Dive in: ssrn.com/abstract=52170… AI-🎙️ notebooklm.google.com/notebook/3b490…

rajanraju26's tweet image. 📊 What’s the true Equity Risk Premium in India? My recent paper, now a Top Download on @SSRN, estimates it between 6% and 11% (Dec 2024) using multiple methods. How does this shape your investment strategy? Dive in: ssrn.com/abstract=52170… 
AI-🎙️ notebooklm.google.com/notebook/3b490…

Thank you, @anandg_kalyang, for brilliantly bringing the essence of the 2025 academic paper on Withdrawal Rates in India (ssrn.com/sol3/abstract_… at @SSRN) in your edition of Ka-Ching! by The Ken: the-ken.com/kaching/trumps…


📈Not only do 20% drawdowns happen regularly in #IndianEquities, but they can last more than 12 months📉. "Long-Term Asset Returns in India: A Historical Survey (1992-2024)" at ssrn.com/abstract_id=50… shows Indian equities had 70/164 months of the longest nominal/real DDs.

rajanraju26's tweet image. 📈Not only do 20% drawdowns happen regularly in #IndianEquities, but they can last more than 12 months📉. "Long-Term Asset Returns in India: A Historical Survey (1992-2024)" at ssrn.com/abstract_id=50… shows Indian equities had 70/164 months of the longest nominal/real DDs.

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