scott_vectorfi's profile picture. Fractional CFO, SMB Plumbing Company Partner, Building companies that improve life for owners, employees, and customers

Scott Lacy | VectorFi CFO

@scott_vectorfi

Fractional CFO, SMB Plumbing Company Partner, Building companies that improve life for owners, employees, and customers

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I'm an MBA who owns a plumbing company. Apparently that makes me a meme. Since MBA's, trade based companies, and ETA seem to be a hot topic at the moment, I thought I'd add some first hand insight. 18 brief insights below. My evening is free, so can do AMA tonight for a bit.…


Scott Lacy | VectorFi CFO reposted

“You can get a plumber to your house in the middle of the night within an hour, but if you go to the ER you could wait 6 hours. Why? The federal government never tried to make plumbing affordable & accessible…”


11 things I'd like government to prioritize in 2026: 1. Crush inflation & tame national debt by focusing/narrowing tariffs and reducing spending 2. Phase out federal student loans 3. Slash regulation to drive rapid home building 4. Repeal & Replace the now (Un)Affordable Care…


Scott Lacy | VectorFi CFO reposted

People are still poor (and getting poorer). AI is taking jobs. Groceries are high. Electricity is up. Healthcare just increased astronomically. I said it before and I’ll repeat it: If Americans don’t feel real material relief, the rightwing vibe shift will be a one-hit wonder.


Scott Lacy | VectorFi CFO reposted

Just to recap the last two months: -Charlie Kirk shot in the throat on stage -Thousands of leftists spend weeks celebrating openly -Leftist militants take to the streets committing and calling for more violence -Attorney General candidate for Virginia expresses his desire to…


Scott Lacy | VectorFi CFO reposted

This clip by Obama hits at the most dangerous theme in new censorship movements, the idea that “facts” are singular things that can be identified by committees of experts. Experts are frequently wrong, which is why Obama is wrong - we do need to allow “alternative facts.”

don't worry Matt they'll just say it for you:



Biggest trend of 2025/2026 for small businesses? Coaches. Business leaders are willing to pay to prevent mistakes others have already made and to speed up growth timelines by leveraging the experience of others who have gone before them. But they don’t just want coaching,…


Need to help a friend of a friend sell an HVAC company in Northwest Arkansas. Operator wants to retire. Small shop; est rev $1.5 million. If you know anyone interested, please DM me. Probably best as a roll-up for consolidator.


Time and Clarity are the most valuable things I offer CEO's: (1) Time to focus on product, sales, and company leadership (2) Clarity to make informed, confident decisions If you're a CEO or COO/EOS Integrator, let's make 2026 the year you spend focused on building the company…


Just left my first IRS Audit meeting. A client of mine is being audited. Some notes for small business owners to make the process smooth: 1. Hire a professional tax firm (CPA) to do your taxes; ensure they offer audit support. 2. Document all accounting processes. Simple…


I'm hearing more and more stories of international outsourced employees working multiple full-time jobs and not informing employers; most recently through a personal source. Beware.


What bank/banker should I choose? 1. The one you see at community fundraisers 2. The ones who can name your family members 3. The ones who trust you with their personal cell, knowing you’ll use it appropriately. It’s worth at least 1%-2%


What one person believes is truth and good for the world, another regards as hateful and harmful. I don’t know how these two co-exist in close proximity without constant tension that eventually and consistently explodes. God help us.


Scott Lacy | VectorFi CFO reposted

PSA: If you’re a husband or a father, go get life insurance TODAY.


Insight, Foresight, & Results to make the dreams you have for your family a reality- That’s what I offer as a small business CFO. Hiring a fractional CFO isn’t about outsourcing admin tasks. It’s bringing on a strategic partner with the business experience, technical skill,…


Here’s why I hate hourly pricing models: It penalizes the experienced experts who are most efficient.


Best part of being a CFO? Seeing the relief and peace on my client’s faces after solving cash flow problems or finalizing a plan that makes achieving their goals likely rather than just a dream.


New favorite nighttime routine: My wife hand embroiders and I read while we listen to some chill music with only a couple of reading lamps on. Brain and body feel 10x better than after watching TV.


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