Scripbox

Markets trick us: Greed makes you chase high prices, fear pushes you to sell at a loss. The perceived risk and actual risk are often opposites. Don’t get trapped by emotions—understand the cycle. #Investing #BehavioralFinance #PsychologyOfInvesting #MarketCycles

RBI’s new rule means families can settle bank accounts and lockers in 15 days after someone’s passing—with no runaround. Nominees/joint holders get direct access, and no more mandatory succession certificates for small claims. #RBI #Banking #PersonalFinance

Home loan in your 40s: prepay it fast or invest instead? The answer isn’t as simple as you think. #MoneyMindset #FinancialWellness #Finance #InvestingTips

Big news for India’s economy! After 18 years, S&P has upgraded India’s sovereign rating from BBB- to BBB, a strong vote of confidence in our fiscal discipline, reforms, and growth trajectory. The ripple effects are already visible: foreign inflows are rising, bond yields are…

Think you can time the market? Think again. Even the smartest investors can’t predict when the best days will arrive and missing just a few of them can slash your wealth in half. Lesson 1: Timing the market is nearly impossible. The best days often come during periods of fear and…

Gold is on fire in 2025, hitting record highs of around ₹1.25 lakh per 10 grams in India and emerging as one of the best-performing assets globally. A weaker dollar, global uncertainty, and limited supply have all contributed to the surge. At Scripbox, we recommend maintaining a…

If something happens to you, your money or property doesn’t automatically go to the people you want. That’s why having a will or adding nominations to your accounts matters, it makes sure your loved ones get what you intend for them. #EstatePlanning #PersonalFinance…

Ever felt your Diwali shopping list battling your investment goals? This festive season, enjoy every moment without losing sight of your financial future. Make a festive budget. List clothes, sweets, gifts, travel, puja. Stick to the numbers. Skip credit rollovers and BNPL…

Think investments are only about mutual funds, stocks, or real estate? Meet Alternative Investment Funds where the ultra-wealthy invest in startups, private equity, and even climate-focused ventures. With a minimum ticket size of ₹1 crore, AIFs are built for investors with a…

Gold jewellery sales may be slowing, but gold investing is exploding in a new way. In the last six months, Indians put nearly ₹9,000 crore into gold ETFs. At the same time, gold imports slowed to about 660 tonnes. High prices and taxes are pushing people to skip jewellery and…

Choosing a mutual fund? Don’t just look at returns, look at the risk too. Many investors chase the fund with the highest return but that can be misleading. A fund showing 25% gains in a rising market might fall just as sharply in a downturn. That’s where risk-adjusted return…

India’s capital markets are seeing a quiet but powerful shift as more and more women step in as investors. Two years ago they made up about 22% of NSE’s individual investors. Today, that number has grown to 24.6%. Nearly one in four investors is now a woman, and the share…

Most investors focus only on returns. But the dip your portfolio takes on the way up, called the drawdown, matters just as much. Drawdown shows how much your investment falls from its peak before it recovers. Smaller drawdowns mean a smoother ride, faster recovery and less…

Meet Ripan Dutta, a 31-year-old Senior Product Manager at PhonePe on a mission to achieve financial freedom by 35! Starting his career with a ₹9 Lakh salary at Honeywell, Ripan grew his wealth to ₹5 Crore in just 6 years while keeping his lifestyle simple and focused. Now,…

Your portfolio shouldn’t be static, it should evolve with the market and your life goals. Mandar Bagul, Senior Vice President of Research at Scripbox, breaks down why asset allocation is deeply personal and how rebalancing helps you stay aligned with your long-term financial…

India’s economy just clocked 7.8% growth in the first quarter of FY 25-26. That’s April to June 2025, and it makes India the fastest growing major economy right now. The services sector did the heavy lifting with 9.3% growth. Manufacturing and construction followed close…

If you live in the UAE, you might not owe any tax on your Indian mutual fund gains. Most people have never heard of this, but it could save you lakhs. Here’s the secret: Thanks to a special treaty called the India-UAE Double Taxation Avoidance Agreement or DTAA. If you’re a UAE…

Are you over 50 and still trying to pick the next big stock? Here’s why that might be a mistake. When you hit 50, your investment priorities flip. Your portfolio is now the result of decades of work. One bad decision or market crash can hit hard because you don’t have decades to…

There’s one mistake that can quietly drain your retirement savings and most people don’t even see it coming. Picture this, you’ve saved for decades. Then in the first year of retirement, the market crashes. Now your withdrawals are eating away at your principal while the…

Finance minister Nirmala Sitharaman has announced big changes to GST. India is now moving to just two GST slabs, 5 and 18%, instead of the earlier four slabs. This will be effective from September 22. Everyday essentials like toothpaste, shampoo, bicycles, kitchenware, all fall…