stegall_RCES's profile picture. Expert Witness Insurance, Reinsurance & Risk Management. Former Insurance/Reinsurance Executive & Consultant

David L. Stegall

@stegall_RCES

Expert Witness Insurance, Reinsurance & Risk Management. Former Insurance/Reinsurance Executive & Consultant

Earlier this month, California Insurance Company (CIC) announced its intention to appear in court to argue why it should become a New Mexico corporation from California. #insurancebadfaith insurancebusinessmag.com/us/news/breaki…

stegall_RCES's tweet image. Earlier this month, California Insurance Company (CIC) announced its intention to appear in court to argue why it should become a New Mexico corporation from California. #insurancebadfaith
insurancebusinessmag.com/us/news/breaki…

Insurers use public adjusters to settle claims after suffering property damage, an industry that has existed for almost a century. #insurancebadfaith digitaljournal.com/pr/reopening-t…

stegall_RCES's tweet image. Insurers use public adjusters to settle claims after suffering property damage, an industry that has existed for almost a century. #insurancebadfaith
digitaljournal.com/pr/reopening-t…

With recent market volatility having little impact on the sector's capital base, reinsurance's fundamentals are strong. #reinsuranceexpert captive.com/news/covid-19-…

stegall_RCES's tweet image. With recent market volatility having little impact on the sector's capital base, reinsurance's fundamentals are strong. #reinsuranceexpert
captive.com/news/covid-19-…

The only questions are what reinsurance contracts will be affected and how big will the final bill be? #reinsuranceexpert irmi.com/articles/exper…

stegall_RCES's tweet image. The only questions are what reinsurance contracts will be affected and how big will the final bill be? #reinsuranceexpert
irmi.com/articles/exper…

There are situations where this is the case because the individual claims are too small and won't exceed the insurance company's reinsurance retention. #reinsuranceexpert irmi.com/articles/exper…

stegall_RCES's tweet image. There are situations where this is the case because the individual claims are too small and won't exceed the insurance company's reinsurance retention. #reinsuranceexpert
irmi.com/articles/exper…

Unfortunately, as hurricanes and wildfires are in full swing, contractor fraud is as well. A fraudulent contractor usually exhibits these signs. Follow the influencer below to learn more. #insuranceexpertwitness @iiiorg

stegall_RCES's tweet image. Unfortunately, as hurricanes and wildfires are in full swing, contractor fraud is as well. A fraudulent contractor usually exhibits these signs. Follow the influencer below to learn more. #insuranceexpertwitness
@iiiorg

Wildfires have become something of a fact of life for Californians, but wineries are still having trouble getting insured. @NBBJ reports on the state of insurance at the link. Image by Noah Berger for AP. northbaybusinessjournal.com/article/articl… #insurance

stegall_RCES's tweet image. Wildfires have become something of a fact of life for Californians, but wineries are still having trouble getting insured. @NBBJ reports on the state of insurance at the link.

Image by Noah Berger for AP.
northbaybusinessjournal.com/article/articl… #insurance

With commercial insurance rates rising, insurers may see some business owners getting priced out of the market. Here's what that could mean for the industry: businessinsurance.com/article/202106… #insurance #insurancebusiness

stegall_RCES's tweet image. With commercial insurance rates rising, insurers may see some business owners getting priced out of the market. Here's what that could mean for the industry: businessinsurance.com/article/202106… #insurance #insurancebusiness

Businesses can't afford the costs of pandemic business interruption, and they rely on insurers for assistance. Insurers, on the other hand, can't meet the volume of demand, so the matter is going to the courts: riskandinsurance.com/three-more-cov… #insurance #insurancelaw

stegall_RCES's tweet image. Businesses can't afford the costs of pandemic business interruption, and they rely on insurers for assistance. Insurers, on the other hand, can't meet the volume of demand, so the matter is going to the courts: riskandinsurance.com/three-more-cov… #insurance #insurancelaw

Did you know social perceptions can affect the insurance industry? Social inflation describes exactly this phenomenon. Get the details at the link below. #insurance

In the latest @OutFrontIdeas with Kimberly and Mark article, @kimberlyanngeo and @wcmarkwalls discuss the impacts of #social #inflation with a panel of #experts. irmi.com/articles/exper… @Sedgwick | @safetynational | @trialbehavior | @NAMIC

IRMIowl's tweet image. In the latest @OutFrontIdeas with Kimberly and Mark article, @kimberlyanngeo and @wcmarkwalls discuss the impacts of #social #inflation with a panel of #experts. irmi.com/articles/exper… 

@Sedgwick | @safetynational | @trialbehavior | @NAMIC


With numbers like 22% increases, the constant price hikes in commercial insurance aren't just bad customer service, but bad business. Here's how the insurance sector can dial the hikes back: insurancebusinessmag.com/us/news/breaki… #insurancebusiness #insurance

stegall_RCES's tweet image. With numbers like 22% increases, the constant price hikes in commercial insurance aren't just bad customer service, but bad business. Here's how the insurance sector can dial the hikes back: insurancebusinessmag.com/us/news/breaki… #insurancebusiness #insurance

The insurance business largely suffered during the COVID-19 pandemic, but that wasn't true for the health insurance industry. See why the health sector broke that pattern here: capitalandmain.com/what-crisis-wh… #insurance #insurancebusiness

stegall_RCES's tweet image. The insurance business largely suffered during the COVID-19 pandemic, but that wasn't true for the health insurance industry. See why the health sector broke that pattern here: capitalandmain.com/what-crisis-wh… #insurance #insurancebusiness

Age 30 is often when young people enter the next phase of their adulthood -- and they usually have new insurance needs during that next stage of life. Read more at the link. #insurance


Ransomware claims continue to rise. In the past year, ransomware claims increased "by upward of 300%." This is causing insurance companies to up their cost of coverage & asking themselves what they can offer their clients. seattletimes.com/business/ranso… #ransomware #insuranceindustry

stegall_RCES's tweet image. Ransomware claims continue to rise. In the past year, ransomware claims increased "by upward of 300%." This is causing insurance companies to up their cost of coverage & asking themselves what they can offer their clients. 

seattletimes.com/business/ranso… #ransomware #insuranceindustry

A vital part of an insurance business is its employees. Whether they will be asked to return to the office or will be allowed to continue to work from home, one thing should remain a priority. And that is their mental health. insurancebusinessmag.com/ca/news/breaki… #insurancebusiness #employees

stegall_RCES's tweet image. A vital part of an insurance business is its employees. Whether they will be asked to return to the office or will be allowed to continue to work from home, one thing should remain a priority. And that is their mental health.

insurancebusinessmag.com/ca/news/breaki… #insurancebusiness #employees

With more companies requesting cyber insurance, this is great advice to follow.

A recent @ambest report says insurers need to reassess all aspects of #cyberrisk, including #risk controls, modeling, stress testing, and pricing, to remain a viable long-term partner for dealing with cyber risk. bit.ly/3cOFheW #cyberinsurance

iiiorg's tweet image. A recent @ambest report says insurers need to reassess all aspects of #cyberrisk, including #risk controls, modeling, stress testing, and pricing, to remain a viable long-term partner for dealing with cyber risk. bit.ly/3cOFheW #cyberinsurance


When you’re in charge of peoples’ claims it’s important to stay updated on the legal side of things. Have you heard about NV moving to Public Option Law? Take a look at what that can mean if your practice is in NV. #insurance #publicoption thisisreno.com/2021/06/nevada…

stegall_RCES's tweet image. When you’re in charge of peoples’ claims it’s important to stay updated on the legal side of things. Have you heard about NV moving to Public Option Law? Take a look at what that can mean if your practice is in NV. 

#insurance #publicoption

thisisreno.com/2021/06/nevada…

Are you staying up to date post-pandemic? Keeping your business running is a long-term goal, what are you focusing on in the short term? We give you the tools to drive your business forward in 2021. #insurance #underwriter insurancebusinessmag.com/us/opinion/sta…

stegall_RCES's tweet image. Are you staying up to date post-pandemic? Keeping your business running is a long-term goal, what are you focusing on in the short term? We give you the tools to drive your business forward in 2021. 

#insurance #underwriter 

insurancebusinessmag.com/us/opinion/sta…

Have you checked out @InsuranceBizUS 5-Star Program Administrators report? They select the best and brightest from their nominations to give us a comprehensive list of the top contenders in the business. Nominations are open, visit their page to apply. #insurancebizus #insurance

stegall_RCES's tweet image. Have you checked out @InsuranceBizUS 5-Star Program Administrators report? They select the best and brightest from their nominations to give us a comprehensive list of the top contenders in the business. Nominations are open, visit their page to apply. 
#insurancebizus #insurance

Want to know when you might need RCES? We've got a bullet list for you to check out the link below. Please don't wait till you need help; get ahead of it and learn more today. #Insurance rces.us/why-rces/

stegall_RCES's tweet image. Want to know when you might need RCES? We've got a bullet list for you to check out the link below. Please don't wait till you need help; get ahead of it and learn more today. #Insurance
rces.us/why-rces/

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