Stev Yong, CFP MBA
@stev_yong
Financial planner & director @wealthvantagemy 👨🏻💻 Founder of award-winning FinLit site @mypf_my 🌱 F*passionate about faith, family, food & FI 🔥
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My savings ac: RM11k My current/flexi loan ac: RM32k My investments ac: 7-figures Simpanan dalam bank: 11 ribu Akaun semasa: 32 ribu Portfolio pelaburan: juta lebih Put yo money to work for you!
The last US partial government shutdown happened in 22 Dec, 2018 - 25 Jan, 2019 (35 days) where markets went up +10%. US market up yesterday in the 1st trading day after the shutdown.
USA govt shuts down. Expect short-term market volatility historically averaging 8 days with markets moving anywhere from -4% to even going up +10% Here are 6 reasons why don’t markets typically crash during a drawdown.
When I first saw Elon posting on DOGE thought it was a joke 😆 But really, good for America.
EPF raises basic savings amount in Ac 1 (Persaraan) to RM390k (+62% from RM240k) staggered +50k from Y2026-2028. <Y2025: 240k Y2026: 290k Y2027: 340k Y2028: 390k
What you need to know on Malaysia’s new dividend tax, personal tax relief changes, and T15 income classification. 🇲🇾🏦 mypf.my/2024/10/21/mal…
What generational wealth really is. Else property passed down will not likely last even one generation.
What people think generational wealth is: Passing down a house What generational wealth actually is: Teaching your kids how to have a healthy relationship with money by talking to them about it regularly, modeling conscious spending, admitting mistakes, and enlisting their help…
Planning for pregnancy and childbirth should be a joy and not a source of financial stress.🤰👶 Read & rt the Financial Guide to Pregnancy and Baby Delivery mypf.my/2024/09/24/a-f…
Cramer inversed strikes again!
BREAKING: Jim Cramer has gone bearish on Bitcoin Congrats bulls
Nothing else needs to be said.
Team Mongolia Uniforms for the 2024 Paris Olympics designed by Michel & Amazonka🤯
Today at the Bible Study Fellowship Global Summit in Texas I am thankful - I can hear the aircon blowing instead of snoring (Tx LS & AC) - A peach given by Catherine which was my 3am emergency snack - Much needed rest - My phone serving as my only electronic - God at work always!
“I feel more secure reviewing my finances from time to time. It’s good to know I am on track & able to handle life transactions. I am really glad to be working with you.” -Ms Lee Completed our financial planning annual review. Since 2016 - 8 years now! #licensedfinancialplanner
Surprising to many China does NOT have the highest e-wallet usage (38%) & NOR highest number of e-wallets (although definitely more concentrated dominated by Alipay, WeChat Pay, UnionPay).
Malaysia #1 globally in e-Wallets & QR codes for payments #malaysiaboleh Source: Ayden Index: Retail 2024 Mobile Wallets Usage 1. Malaysia 63% 2. India 51% 3. Singapore 48% 4. UAE 46% QR Codes Usage 1. Malaysia 55% 2. Brazil 52% 3. India 48% 4. Singapore 47%
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