#prowebchat kết quả tìm kiếm
Client not spending money so much as re-allocating funds that will remain in portfolio #prowebchat
I think carrier exits are overblown and don't matter #prowebchat
Majority of asset-based products are sold via 1035-exchange #prowebchat
STC for clients who want supplemental coverage for care during long Elimination Periods #prowebchat
STC maybe for buyers who wished they'd purchased when younger, now find LTCI unaffordable #prowebchat
STC can be a great solution for #worksite! Simple app, few questions, few options, super low premiums = golden! #prowebchat
In 2002 we represented 8 carriers; today we represent 8 carriers. What does it matter how big the total field is? #prowebchat
Let me finish my thought on carrier exits: for one thing, what does it say about Rating Agencies (AM Best, S&P)? #prowebchat
If you're worried about carriers exiting, then which would you keep and why? How many should there be? 250... or 2? #prowebchat
Handles objection of paying premiums (and not receiving benefit); premium leveraged to produce tax-free DB #prowebchat
Re: GenX? There's certainly a need for #LTCi (think paralysis, MS, etc) but nearly impossible to sell "need" to anyone under 55 #prowebchat
Re: carrier exits. I don't want to give away too much (cause I'm writing an article on this topic) but I'll address it #prowebchat
STC for working-age adults who may not be ready to commit to LTCi but want coverage for unexpected accident/illness #prowebchat
In fact, insurers used to sell as low as 18, are starting to raise lower limit to 30: younger claims can be devastating #prowebchat
Look for existing life insurance w/ cash value for the exchange. Look for "lazy money" in underperforming CD's, savings #prowebchat
Per Christine: one way to reach younger crowd is through worksite (esp since it can reach extended family beyond EE) #prowebchat
Thanks I enjoyed the hr! If you have any questions about today's topics pls contact me via Twitter or ProducersWEB! #prowebchat Steve
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