#improvingunderwriting search results
With the rise of digitalization in the #insuranceindustry, access to #relevantdata is essential for #improvingunderwriting & #streamliningprocesses. This @Attomdata post examines how #propertydata can be used to support #underwriting, #riskanalysis & more: ow.ly/34nW50PxMPF
Our underwriting standards are the same. As a process matter, to ensure two scores can be used and not just one, we eliminated requirement for FICO in the infamous “guide”. Big deal for consumers. Small or nothing deal for underwriting.
🚨FANNIE MAE REMOVING MINIMUM CREDIT SCORE REQUIREMENT: HousingWire A win for FHFA Director Bill Pulte and good news for America. Anyone who has been a long-term renter, faithfully paying each month, gets ZERO credit consideration for it. Also, those following the Ramsey…
I can't tell you now much I agree with this. Private credit underwriting is way better and more thorough than either the Public BSL market or traditional bank lenders. In the GFC, everyone knew that there was rampant fraud in the mortgage market including no doc loans. I don't…
So this isn’t really First Brands specific - I just don’t think ppl outside of Credit fundamentally understand the diligence dynamics of Public Credit vs Private Credit. And that ppl will try to correlate the problem of poor managers to broader and systemic issues. Let’s dive…
My position continues to be that people who make it through underwriting having demonstrated that they are a good risk also mostly understand the obligations to which they’re agreeing, but when you extend complicated financial products to people who would not survive ordinary…
If there weren't interest you would owe the money right now, not on a schedule, not at maturity. Interest is the cost per year of deferring that to the schedule/ maturity. How much should it cost to buy an extra year of not paying back money you owe? If that money is at risk…
Every financial company thinks they have found the secret sauce for growth and every time it turns out to be looser underwriting standards
“Yes my underwriting suggests a 10x upside from here, but I would also like to wait for a dip to get a 15% better entry, at the risk of being completely sidelined in the industry I dedicated my career to” If this is you please seek help 🫵
Have a bank account to show underwriting & then have another bank account for your spending. Underwriters review your bank statements to monitor your spending habits.
First-time homeowner to first-time homeowner advice?
With the rise of digitalization in the #insuranceindustry, access to #relevantdata is essential for #improvingunderwriting & #streamliningprocesses. This @Attomdata post examines how #propertydata can be used to support #underwriting, #riskanalysis & more: ow.ly/34nW50PxMPF
“Underwriting requirements are negotiable and increasingly so as you move up the ladder” a non-obvious truth of financial services and, so, mentioning it.
When we were brokering, helped the founder of a mid-size PE firm buy a deal. Bank requested his tax return. He said: "My return is 1800 pages long. I’m sending you the first page & a bank statement showing $10MM cash in my checking account. Make the loan or don’t." They did.
// How to Think About Underwriting // A lot of people try to complicate the real estate underwriting process, but it’s actually pretty simple once you understand the basics Here are the central questions you need to answer during your underwriting:
Underwriting made as simple as humanly possible: - stabilized yield 200 bps+ above market cap rate - projected exit basis per unit below current market basis Nearly guaranteed you have a good deal, no need to check IRR
Alright, mf’ers. Let's talk about underwriting. At its core, we want to understand what the real Net Operating Income (NOI) is today and how that number changes over time due to things we can and cannot control.
Warren Buffett once said he can grow his insurance business to any level he wants but quality of underwriting would suffer. Likewise in lending business, lenders can grow to any level they want by issuing loans. But what matter is quality of loans; are they recoverable.
We’ve adopted an alternative approach to traditional underwriting for business protection. Underwrite Later provides most clients with cover immediately giving them peace of mind that their business is protected immediately without any delays. bit.ly/3asIlve
In Underwriting business like Insurance or Lending, Look for people who have great Risk Management standards & then Growth. From Experience i can tell you that High Growth in lending business is just 5% of the Valuation, 95% depends on Quality of Growth (Underwriting Standards)
Banks that fill their loan books with so-called positive-incentive deals could be better placed to not only attract clients, like sustainability conscious millennials, but also lower funding costs. bloom.bg/2EvyPs6
Overthinking often leads to underwriting. At some point, you have to stop planning and leap in, thrash about, and produce a first draft. Because it's not a book until it's written. #amwriting #writingcommunity
19 Actionable Tips to Immediately Improve Your Writing (Infographic) entm.ag/wwe
A simple adjustment to the length of insurance contracts could improve outcomes in the individual marketplaces.
9 Insurance Startups Improving Underwriting #AI #MachineLearning #BigData #insurtech #fintech #ML #tech nanalyze.com/2017/06/9-insu…
With the rise of digitalization in the #insuranceindustry, access to #relevantdata is essential for #improvingunderwriting & #streamliningprocesses. This @Attomdata post examines how #propertydata can be used to support #underwriting, #riskanalysis & more: ow.ly/34nW50PxMPF
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