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Timichael smithers

@DeepFutureValue

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Timichael smithers reposted

OFFICIAL: Christian Wood - Los Angeles Laker.

Lakers's tweet image. OFFICIAL: Christian Wood - Los Angeles Laker.

Timichael smithers reposted

It’s always been my dream to be a laker 💜💛


Timichael smithers reposted

7 companies hiring now that will let you work from anywhere—some jobs pay over $100,000 cnbc.com/2023/08/21/com…


Timichael smithers reposted

I'm going to stop before I get myself in trouble... but extreme fear is & always has been my loading zone. Love it. Opportunity. I have several posts like the one below.. before Oct 2022 lows. "Learn to love fear and watch your account grow much quicker" Have a good night!

I like buying extreme fear. I’m a short term swing trader tho, not going long anything yet, but extreme fear is where all the money’s at. Most like to buy euphoria and tops - chase green. Learn to love fear and watch your account grow much quicker..



Timichael smithers reposted

$PYPL soon you will reflect and wonder, how was something so obvious staring you right in the face. Monthly chart is a value investors dream.

TheLongInvest's tweet image. $PYPL soon you will reflect and wonder, how was something so obvious staring you right in the face.

Monthly chart is a value investors dream.
TheLongInvest's tweet image. $PYPL soon you will reflect and wonder, how was something so obvious staring you right in the face.

Monthly chart is a value investors dream.

Timichael smithers reposted

You do know that you can buy 10-year treasuries now yielding 4.25% right? Why would you invest in your mortgage at 3%? Pretty illogical.


Timichael smithers reposted

The psychology of finances versus the math. Mathwould argue you invest it if you can get a higher rate versus the paydown. Particularly if you have employer matching you're not maxing out (assume you are).


Timichael smithers reposted

I would do that when fed start cutting rates.. till then keeping that extra cash for 5% yields in CDs


Timichael smithers reposted

I get that it’s a liability but if you have the cash in a 5% brokerage money market account you’re losing out on 2 to 2 1/2%. At that point it’s not a liability because you could easily take that cash and pay off the debt immediately.


Timichael smithers reposted

Totally get where you're coming from with that stance. But I'll never view a mortgage as an asset. The $160 isn't much relative to other areas of our financial plan, so it's more of a hedge or way to cover all bases.


Timichael smithers reposted

I was wondering what the driver was until I saw your "chipping away at liability" response below. A 3% mortgage is an asset, not a liability, in this market. By overpaying, you're effectively increasing your interest rate. Just food for thought.


Timichael smithers reposted

My wife and I put an extra $160 towards our mortgage each month. We have a 3% interest rate. This is a "terrible" decision that we're happy to make.


Timichael smithers reposted

You can't make this up: On July 27th, the Fed said they are no longer forecasting a recession. Since then, the S&P 500 has lost $1.8 TRILLION in market cap. Then, on August 4th, JP Morgan said they no longer expect a recession. Since then, the S&P 500 has lost $1.3 TRILLION…

KobeissiLetter's tweet image. You can't make this up:

On July 27th, the Fed said they are no longer forecasting a recession.

Since then, the S&P 500 has lost $1.8 TRILLION in market cap.

Then, on August 4th, JP Morgan said they no longer expect a recession.

Since then, the S&P 500 has lost $1.3 TRILLION…

Timichael smithers reposted

Institutional investors may control 40% of U.S. single-family rental homes by 2030, according to MetLife Investment Management.


Timichael smithers reposted

Video of brazen theft in Oakland today. Thieves followed victim, broke car passenger window, & took bag. Happened within seconds, no time for victim to react/respond. Little Saigon neighborhood, near International Blvd. ⁦@KPIXtv⁩ ⁦@bett_yu⁩ ⁦@oaklandpoliceca


Timichael smithers reposted

BREAKING: Some $2.2 trillion of longer-dated options tied to stocks and indexes are set to mature today


Timichael smithers reposted

The U.S. government's debt will rise by $5.2 billion, every single day for the next decade.

unusual_whales's tweet image. The U.S. government's debt will rise by $5.2 billion, every single day for the next decade.

Timichael smithers reposted

Elon, you asked earlier today what I would change about the algorithm I went through all 13,000 lines of code for you Here is every change you need to make if you want this to be the best platform for creators on the internet:

AlexFinn's tweet image. Elon, you asked earlier today what I would change about the algorithm

I went through all 13,000 lines of code for you

Here is every change you need to make if you want this to be the best platform for creators on the internet:

Timichael smithers reposted

BREAKING: Biden's plan to forgive student debt for over 800,000 borrowers upheld by judge. More than 614,000 of them will have all of their remaining federal student loan debt canceled, per Axios.


Timichael smithers reposted

Software engineer making $500k at FAANG apartment starter pack

roshanpateI's tweet image. Software engineer making $500k at FAANG apartment starter pack
roshanpateI's tweet image. Software engineer making $500k at FAANG apartment starter pack
roshanpateI's tweet image. Software engineer making $500k at FAANG apartment starter pack
roshanpateI's tweet image. Software engineer making $500k at FAANG apartment starter pack

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