Robert D Clements
@RDClementsJr
Since 1981, Robert D Clements, Jr. & Associates have provided outstanding legal counsel in family, personal injury, probate, criminal law & business litigation.
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Absent of exceptional circumstances, including a ‘bad faith’ claim in a lawsuit against an insurance company is counterproductive.
However, after tort reform & with current appellate judiciary in place, successful bad faith verdicts are almost nonexistent. @RDClementsJr
The penalties for a ‘bad faith” judgement against an insurance company can be severe. RobertDClements.com
Texas allows policyholders to sue when an insurance carrier indulges in behavior that “lacks of good faith and fair dealing.” @RDClementsJr
Some people wonder if they can #sue their #insurance company for “bad faith”? Follow us for the answer…RobertDClements.com
Never go on the road without full coverage auto insurance for the highest limited you can afford. RobertDClements.com
No an auto policy has many parts & liability only protects the other guy. You want to protect yourself & your family. RobertDClements.com
For your convenience we have evening and weekend appointments available. Call today to schedule a FREE consultation. @RDClementsJr
An insurance buying strategy of full coverage w/a higher deductible guarantees you are covered in case of an accident. @RDClementsJr
The first layers of insurance are the most expensive. The higher limits are rarely used and, therefore, relatively cheap. @RDClementsJr
By raising your deductible to $1,000 or more you will save money on monthly insurance premiums. RobertDClements.com
You will be surprised how inexpensive higher limits are for an insurance policy. Raising your deductible is a better way of saving money.
Your auto insurance coverage should have at least $50,000 per person limits and if possible $100,000 per person. RobertDClements.com
No! You should not get low insurance policy limits to save money. Always buy full coverage. @RDClementsJr
To keep insurance premiums affordable should you get low policy limits or only liability insurance?
If the party that injures you has too little insurance, you can claim your “Underinsured policy” for remainder of your loss. @RDClementsJr
Example of PIP: with a minimum limits policy you may be able to recover $20k from your own carrier, if your injury merits it. @RDClementsJr
If the person who hits you had no insurance, your ‘uninsured/underinsured’ policy will pay for your injury up to the amount of your policy.
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