SFM Companies
@WorkCompXperts
SFM–The Work Comp Experts. Upper Midwest regional workers' compensation insurer serving employers of all sizes. Follows don't necessarily signify endorsement.
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SFM's claims representatives share their top tips for employers when dealing with workers' compensation claims. sfmic.com/claim-adjuster…
sfmic.com
Claim representatives’ best tips to avoid workers’ comp missteps
SFM’s claims representatives share their top tips for employers when dealing with workers’ compensation claims.
The 2025 National School Bus Safety Week is Oct. 20-24, and it reminds us of bus drivers' important roles in getting people where they're going safely. sfmic.com/school-bus-dri…
sfmic.com
School bus drivers can be safety heroes
National School Bus Safety Week reminds us of bus drivers’ important roles in school bus safety for themselves, passengers and pedestrians.
It's time to shine a light on common disorders that often go unmentioned at work. sfmic.com/depression-in-…
sfmic.com
Don’t overlook depression and anxiety at work
Depression and anxiety at work. It’s time to shine a light on common disorders that often go unmentioned and their effect on the workplace.
Survey finds that 81% of Environment, Health and Safety leaders say their initiatives have contributed to increased commercial value. ehstoday.com/safety-leaders…
ehstoday.com
EHS Investments Drive Company Business Value
EY survey found that 81% of EHS leaders say their EHS initiatives have contributed to increased commercial value.
Building relationships with the local doctors most likely to treat your injured workers lays the groundwork for teamwork between you, the physician and your insurer. sfmic.com/why-employers-…
sfmic.com
Why employers should get to know medical providers
Even if workplace injuries are rare in your organization, there’s value in getting to know local medical providers.
This is the final blog in a five-part series of posts recapping our webinar, Preventing strains and sprains. sfmic.com/legal-aspects-…
sfmic.com
Legal aspects to strain and sprain injuries
Legal aspects to strain and sprain injuries
There are a number of steps that employers can take to prevent the kinds of scenarios that cause workers to seek representation from an attorney. sfmic.com/avoiding-litig…
sfmic.com
Avoiding litigation: ways to prevent disputes that land claims in court
When an attorney gets involved in a workers’ compensation claim, it can increase claim costs and harm outcomes for everyone involved.
Bringing injured employees back to work as soon as their doctor allows it is not only the right thing to do, it's also the smart thing to do. A strong return-to-work program benefits your employees and your organization. sfmic.com/benefits-of-a-…
sfmic.com
Benefits of a strong return-to-work program
A strong return-to-work program benefits your employees and your organization. It's the right thing to do, and the smart thing to do.
Since state OSHAs receive significant funding from federal OSHA, their operations will also be impacted. ehstoday.com/standards/arti…
ehstoday.com
How Will the Government Shutdown Affect Workplace Safety?
OSHA and other safety agencies are expected to be heavily impacted by the shutdown.
One factor that determines your workers' compensation premium is your loss history. sfmic.com/how-does-a-wor…
sfmic.com
How does a workers’ compensation claim affect my premium?
One factor that determines your workers’ comp premium is loss history. This means that having a work comp claim can increase future premiums.
In her expanded role, Aponte will partner closely with CEO and President Terry Miller, broaden her leadership across the organization, and represent SFM with industry leaders and stakeholders. sfmic.com/sfm-promotes-a…
sfmic.com
SFM promotes Amanda Aponte to Executive Vice President
SFM has promoted Amanda Aponte to Executive Vice President.
Between monetary donations, SFM's donation matches and Bob Lund Day of Service volunteering, 135 participants came together to bring SFM's total impact to $34,160 for SFM Cares Week!
This is the fourth in a five-part series of blog posts recapping our webinar, Preventing strains and sprains. sfmic.com/implementing-s…
sfmic.com
Implementing solutions for workplace strain and sprain risks
Implementing solutions for workplace strain and sprain risks
The school year is well underway. Make sure safety is a priority all year long. sfmic.com/sfm-featured-r…
sfmic.com
SFM featured resources: School safety
As summer winds down, school safety should be top of mind. Check out the wealth of safety resources SFM makes available to schools.
Effective Jan. 1, 2026, a new Minnesota Paid Leave law goes into effect. Learn about the impacts on work comp. sfmic.com/minnesota-paid…
sfmic.com
Minnesota Paid Leave law and work comp
Minnesota Paid Leave law and work comp
Avoid these common mistakes when reporting injuries. sfmic.com/avoid-common-m…
sfmic.com
Avoid common mistakes when reporting work injuries
Fast, accurate injury reporting can reduce frustration for everyone involved. Sometimes it can even reduce costs.
This is the third in a five-part series of blog posts recapping our webinar, Preventing strains and sprains. sfmic.com/identifying-er…
sfmic.com
Identifying ergonomic risk factors in the workplace
Identifying ergonomic risk factors in the workplace
If you hire a subcontractor that lacks the proper workers' compensation coverage — or doesn't qualify as an independent contractor — it could put you at risk for liability if a work injury occurs, depending on which state the work is being performed in. sfmic.com/independent-co…
sfmic.com
Independent contractors and work comp liability
Independent contractors and work comp liability
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