iamlaeeqahmad's profile picture. Founder @sarmaayapk

Passionate about financial freedom | Let’s talk investments!

Laeeq Ahmad

@iamlaeeqahmad

Founder @sarmaayapk Passionate about financial freedom | Let’s talk investments!

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My pension fund experience so far. Started investing in 2024. 2024 Invested:- 1 Million Rs Rebate claimed:- 1 lakh 40 thousand Rs Current Value:- 1.52 Million Rs Total Return [ rebate+current value ]:- 6 lakh 92 thousand Total Returns (in %):- 69.2% 2025 Invested:- 1.35 Million…


Another great step. One should open account for children and just keep investing without looking where market is. The investment should take care of their future

On public demand. Minor's trading account notification and guidelines issued today. dps.psx.com.pk/download/attac…



Laeeq Ahmad reposted

📈 Imagine investing just PKR 1,000 monthly in Meezan Bank since 2002! Your total investment of PKR 278,000 could have grown to over PKR 8.7 million today! 📈 This is the power of Systematic Investment Planning (SIP) — slow, steady, and incredibly rewarding.📈 Explore this…

sarmaayapk's tweet image. 📈 Imagine investing just PKR 1,000 monthly in Meezan Bank since 2002!

Your total investment of PKR 278,000 could have grown to over PKR 8.7 million today! 📈

This is the power of Systematic Investment Planning (SIP) — slow, steady, and incredibly rewarding.📈

Explore this…

Laeeq Ahmad reposted

🇵🇰 “Govt must cut salary, corporate taxes” — My latest for @etribune • Tax burden on salaried class & corporates is rising while the informal economy remains largely untaxed. • With Pakistan’s tax-to-GDP at ~11%, the route to ~15% lies in broadening the base — not squeezing…


Laeeq Ahmad reposted

Pakistan’s anti-export bias Exports have fallen from 16% of GDP in the 1990s to barely 10% today — a direct result of policies tilted against exports. Costly inputs, managed FX, undue tariff protection, red tape & shallow trade pacts = systemic anti-export bias. World Bank…


Laeeq Ahmad reposted

IMF 2025 Growth Forecast for MENAP 🇩🇿 Algeria: 3.4% 🇪🇬 Egypt: 4.3% 🇮🇷 Iran: 0.6% 🇮🇶 Iraq: 0.5% 🇯🇴 Jordan: 2.7% 🇰🇼 Kuwait: 2.6% 🇲🇦 Morocco: 4.4% 🇵🇰 Pakistan: 2.7% 🇶🇦 Qatar: 2.9% 🇸🇦 Saudi: 4.0% 🇸🇴 Somalia: 3.0% 🇸🇩 Sudan: 3.2% 🇦🇪 UAE: 4.8% 🇾🇪 Yemen: -1.5% imf.org/en/Publication…

IMFNews's tweet image. IMF 2025 Growth Forecast for MENAP

🇩🇿 Algeria: 3.4%
🇪🇬 Egypt: 4.3%
🇮🇷 Iran: 0.6%
🇮🇶 Iraq: 0.5% 
🇯🇴 Jordan: 2.7%
🇰🇼 Kuwait: 2.6%
🇲🇦 Morocco: 4.4%
🇵🇰 Pakistan: 2.7%
🇶🇦 Qatar: 2.9%
🇸🇦 Saudi: 4.0%
🇸🇴 Somalia: 3.0%
🇸🇩 Sudan: 3.2%
🇦🇪 UAE: 4.8%
🇾🇪 Yemen: -1.5%

imf.org/en/Publication…

Now paying long standing refunds is considered a crime and undocumented business can grow with out any check and balance

Paying back what the government long owed to taxpayers is treated like a crime in this broken system. The message is clear: Pakistan is hell for taxpayers! The government lives off the countrymen who keep the government running. It’s a sad state of affairs.



Laeeq Ahmad reposted

Salman Ali Agha plays like a T20 player in test match and as a test match player in a T20 match. Unique skill


That’s how bad our economy is since 80’s

𝐃𝐚𝐭𝐚-𝐝𝐫𝐢𝐯𝐞𝐧 𝐜𝐨𝐧𝐭𝐫𝐚𝐬𝐭 In 1980, Pakistan’s per-capita GDP was 55% higher than India’s. By 2030, it will be about 55% lower. 📉 Different choices, different outcomes. Graphic: courtesy @FT

AkbaruddinIndia's tweet image. 𝐃𝐚𝐭𝐚-𝐝𝐫𝐢𝐯𝐞𝐧 𝐜𝐨𝐧𝐭𝐫𝐚𝐬𝐭
In 1980, Pakistan’s per-capita GDP was 55% higher than India’s.
By 2030, it will be about 55% lower. 📉

Different choices, different outcomes.
Graphic: courtesy @FT


Government job is not to do business In the end salaried class will be paying for all the losses

Prime Minister @CMShehbaz's directive for new 5-star hotels ahead of the SCO Conference 2027 is an excellent and necessary step. This summit is a tremendous opportunity to showcase Pakistan's soft power and hospitality on a global stage. However, I am concerned about the…



World is not even for all. The one who works hard earns less and the one who works less earns more Poor doesn’t get time to even think of how to make money because he is not able to save any money Inflation is the real killer

Be real for a sec — you work all day, every day… but is your money actually growing? 💸 Because working more doesn’t mean earning more. 👇 Comment “ME” if this feels a little too real. 👇 Comment “CHANGE” if you’re ready to flip the script. 🌈 Give it a THOUGHT — before it’s…

sarmaayapk's tweet image. Be real for a sec — you work all day, every day… but is your money actually growing? 💸

Because working more doesn’t mean earning more.

👇 Comment “ME” if this feels a little too real.
👇 Comment “CHANGE” if you’re ready to flip the script.

🌈 Give it a THOUGHT — before it’s…


Laeeq Ahmad reposted

NATO DID NOT PROMOTE PEACE, NATO PROMOTED WARS In 2001, Putin Wanted Russia to Join NATO. Two Times That We Were Ready to Join NATO. Both times we were turned down. Putin asks Bush: "Why is NATO expanding eastward?" (June 2001) Putin: They lied to us 10 times in a row about…


We do have roadmap what to do … we are lacking the will to do it

We Can’t Tax Our Way to Growth Pakistan’s stagnation isn’t accidental—it’s the price of excessive taxation stacked on punishing borrowing costs. High direct rates on a narrow, documented base plus high indirect rates (making the formal sector uncompetitive versus the informal)…



Laeeq Ahmad reposted

Do you understand?

notdecu's tweet image. Do you understand?

Only 600k people paying 5% of total federal revenue. Salaried class are bombarded with direct taxation from the source and their are other in direct taxation on everything to follow Non filers are enjoying the perks of being out of system. Hardly anything to get them in tax…


Good to see Pakwheels covering the company and its plan for growth.

Loads Limited to Raise Rs 1.5 Billion via Rights Issue Automotive parts maker Loads Limited plans to issue new shares (max Rs 12.5/share) to fund working capital & expansion — a strong signal of growth for Pakistan’s auto sector. Existing shareholders get the first shot at…

PakWheels's tweet image. Loads Limited to Raise Rs 1.5 Billion via Rights Issue 

Automotive parts maker Loads Limited plans to issue new shares (max Rs 12.5/share) to fund working capital & expansion — a strong signal of growth for Pakistan’s auto sector. 

Existing shareholders get the first shot at…


Electric or hybrid doesn’t make sense provided extra money need to pay.

EVs are fine for the elite, not for the average Pakistani. 60% of an EV’s cost is the battery, replace it after 6 years and you’ve lost the car. I’ve tested them, even got stranded once when chargers failed Start with e-bikes or hybrids. Don’t sell dreams without infrastructure.



Laeeq Ahmad reposted

Discover the Market at a Glance with Sarmaaya’s Heatmap Tool! 🚀 Want to quickly spot which stocks are heating up or cooling down in the market? Our Heatmap tool is here to help. Check it out here: 👉sarmaaya.pk/calculator/hea… (Note: Requires no complicated setup — just click and…

sarmaayapk's tweet image. Discover the Market at a Glance with Sarmaaya’s Heatmap Tool! 🚀

Want to quickly spot which stocks are heating up or cooling down in the
market? Our Heatmap tool is here to help.

Check it out here: 👉sarmaaya.pk/calculator/hea…
(Note: Requires no complicated setup — just click and…

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