think_in_points's profile picture. Breaking down smart money moves, pointwise!
💲Personal Finance | 💳 Credit Cards | ✈️ Travel Hacks

Think In Points

@think_in_points

Breaking down smart money moves, pointwise! 💲Personal Finance | 💳 Credit Cards | ✈️ Travel Hacks

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I’ll be honest, when I first saw the Lifetime Free Swiggy HDFC Credit Card offer on my Swiggy app, I had zero idea what I’d even use it for. I already had premium cards. I already used Swiggy Money/vouchers. There was literally no gap this card was filling. But since it was…

think_in_points's tweet image. I’ll be honest, when I first saw the Lifetime Free Swiggy HDFC Credit Card offer on my Swiggy app, I had zero idea what I’d even use it for.

I already had premium cards. I already used Swiggy Money/vouchers. There was literally no gap this card was filling.

But since it was…
think_in_points's tweet image. I’ll be honest, when I first saw the Lifetime Free Swiggy HDFC Credit Card offer on my Swiggy app, I had zero idea what I’d even use it for.

I already had premium cards. I already used Swiggy Money/vouchers. There was literally no gap this card was filling.

But since it was…
think_in_points's tweet image. I’ll be honest, when I first saw the Lifetime Free Swiggy HDFC Credit Card offer on my Swiggy app, I had zero idea what I’d even use it for.

I already had premium cards. I already used Swiggy Money/vouchers. There was literally no gap this card was filling.

But since it was…

Launching something new. 🚀🚀🚀 A lot of you enjoy the content I share here on credit cards, rewards, travel, and smart money. So I’ve started an Instagram page where I’ll break things down in a more visual and structured way! If you want to learn how to - • Use credit…

think_in_points's tweet image. Launching something new. 🚀🚀🚀

A lot of you enjoy the content I share here on credit cards, rewards, travel, and smart money.

So I’ve started an Instagram page where I’ll break things down in a more visual and structured way!

If you want to learn how to - 
 • Use credit…

He forgot to mention that even the government receives 0%

Agree or disagree??

YourFriendAndy's tweet image. Agree or disagree??


Think In Points 已转帖

Just did my first ever ICICI EPM redemption! And the best part is, the entire thing was paid 100% using points. 💙✨ I’ve never been the “hold points forever” type. There are two kinds of people in this game - 1) The ‘save points for one big flex trip’ gang AND 2) The ‘use…

think_in_points's tweet image. Just did my first ever ICICI EPM redemption!
And the best part is, the entire thing was paid 100% using points. 💙✨

I’ve never been the “hold points forever” type.

There are two kinds of people in this game - 
1) The ‘save points for one big flex trip’ gang
AND
2) The ‘use…
think_in_points's tweet image. Just did my first ever ICICI EPM redemption!
And the best part is, the entire thing was paid 100% using points. 💙✨

I’ve never been the “hold points forever” type.

There are two kinds of people in this game - 
1) The ‘save points for one big flex trip’ gang
AND
2) The ‘use…

Want to feel like you bought a new phone without burning 80,000? Here’s the stupidly simple hack. 😄 1️⃣ Change your screen guard Trust me, this is 80% of the “new phone” feeling. Old guards get scratched, dull, rough. When you replace it, the screen suddenly feels super smooth…

think_in_points's tweet image. Want to feel like you bought a new phone without burning 80,000?
Here’s the stupidly simple hack. 😄

1️⃣ Change your screen guard
Trust me, this is 80% of the “new phone” feeling.
Old guards get scratched, dull, rough. When you replace it, the screen suddenly feels super smooth…
think_in_points's tweet image. Want to feel like you bought a new phone without burning 80,000?
Here’s the stupidly simple hack. 😄

1️⃣ Change your screen guard
Trust me, this is 80% of the “new phone” feeling.
Old guards get scratched, dull, rough. When you replace it, the screen suddenly feels super smooth…
think_in_points's tweet image. Want to feel like you bought a new phone without burning 80,000?
Here’s the stupidly simple hack. 😄

1️⃣ Change your screen guard
Trust me, this is 80% of the “new phone” feeling.
Old guards get scratched, dull, rough. When you replace it, the screen suddenly feels super smooth…

The ultimate solo-travel starter kit! If you’re thinking of taking your first solo trip, at any age, I’ve put together a super practical guide that covers everything you worry about - ✅Choosing the right destination ✅Where to stay & what to book ✅What to pack (solo-specific…

If you’ve ever wanted to take a solo trip but held back because of what people might say, this post is for you!👇 Solo travelling in India still comes with a lot of unnecessary judgment. Parents worry. Relatives don’t get it. Random people act like you’ve done something…

think_in_points's tweet image. If you’ve ever wanted to take a solo trip but held back because of what people might say, this post is for you!👇

Solo travelling in India still comes with a lot of unnecessary judgment.

Parents worry. Relatives don’t get it. 
Random people act like you’ve done something…


I was on a monthly plan for X Premium. Saved 50% for the next 3 months! ₹640 saved in 30 seconds! Thanks @nikunj_kb for sharing this! Folks, do check out the quoted post! 👇

think_in_points's tweet image. I was on a monthly plan for X Premium. Saved 50% for the next 3 months! 
₹640 saved in 30 seconds!
Thanks @nikunj_kb for sharing this!

Folks, do check out the quoted post! 👇

Try cancelling your X subscription, you may get a good deal for the next billing cycle just before the final step.

nikunj_kb's tweet image. Try cancelling your X subscription, you may get a good deal for the next billing cycle just before the final step.


1st December today. Hope your whole month feels like a long, good Friday. ✨


Do you ever revisit your bookmarked posts? If not, what are the reasons for not revisiting?


The Maximize app is now live on iOS. Been using the android app for GV purchases and it has been super smooth. Much better experience than the website.

think_in_points's tweet image. The Maximize app is now live on iOS. 

Been using the android app for GV purchases and it has been super smooth. Much better experience than the website.

Seeing a lot of people resonate with the post. Turns out many are getting the same daily nudge from HDFC to “upgrade” their LTF card to a paid higher variant. The bank clearly wants to offload all the LTF users and is pushing everyone towards paid cards. Don’t give in to the…

It’s funny how aggressive marketing can mess with your head. HDFC has been sending me the same push notification EVERY single day to upgrade my LTF Diners Club Black → Diners Club Black Metal. And the thing is, when you see something daily, two things can happen - 1️⃣ You get…

think_in_points's tweet image. It’s funny how aggressive marketing can mess with your head.

HDFC has been sending me the same push notification EVERY single day to upgrade my LTF Diners Club Black → Diners Club Black Metal.

And the thing is, when you see something daily, two things can happen - 
1️⃣ You get…
think_in_points's tweet image. It’s funny how aggressive marketing can mess with your head.

HDFC has been sending me the same push notification EVERY single day to upgrade my LTF Diners Club Black → Diners Club Black Metal.

And the thing is, when you see something daily, two things can happen - 
1️⃣ You get…


New month = voucher limits reset. 😄 If you use portals like iShop, HDFC SmartBuy, Axis Gifter, etc., today’s the day the monthly capping refreshes, so you can load up again. Small reminder: Only stock up if you actually need the vouchers or have a big purchase coming up. No…

think_in_points's tweet image. New month = voucher limits reset. 😄

If you use portals like iShop, HDFC SmartBuy, Axis Gifter, etc., today’s the day the monthly capping refreshes, so you can load up again.

Small reminder:
Only stock up if you actually need the vouchers or have a big purchase coming up.
No…

Creative use of one of the stickers I got as part of the HSBC Travel One welcome kit 😉 #HSBC #TravelOne #Kindle

think_in_points's tweet image. Creative use of one of the stickers I got as part of the HSBC Travel One welcome kit 😉

#HSBC #TravelOne #Kindle
think_in_points's tweet image. Creative use of one of the stickers I got as part of the HSBC Travel One welcome kit 😉

#HSBC #TravelOne #Kindle

I agree. Don't make the mistake of going to Candolim beach in Goa. It's too crowded!

One Hack if you are coming and staying in the Candolim area. Don't search for the Candolim beach in the Map, search for the Francois Beach and go there. Both are basically just connected by walk, maybe around 800 meters. Francois Beach is more peaceful and food is affordable.



Think In Points 已转帖

It’s funny how aggressive marketing can mess with your head. HDFC has been sending me the same push notification EVERY single day to upgrade my LTF Diners Club Black → Diners Club Black Metal. And the thing is, when you see something daily, two things can happen - 1️⃣ You get…

think_in_points's tweet image. It’s funny how aggressive marketing can mess with your head.

HDFC has been sending me the same push notification EVERY single day to upgrade my LTF Diners Club Black → Diners Club Black Metal.

And the thing is, when you see something daily, two things can happen - 
1️⃣ You get…
think_in_points's tweet image. It’s funny how aggressive marketing can mess with your head.

HDFC has been sending me the same push notification EVERY single day to upgrade my LTF Diners Club Black → Diners Club Black Metal.

And the thing is, when you see something daily, two things can happen - 
1️⃣ You get…

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