Gold coins with credit cards have become the new trend! Double Dip strategies using Coupons + Reward Points give an easy 15–20% “profit”. But you need to pause to ask if this is really an investment or just an expense disguised as one. Let’s see this in detail 🧵
Yeah, I’ve noticed it too! Swiggy and Zomato deliveries are taking longer these days. Now they show a longer ETA, say 45 minutes, deliver in 40 minutes, and proudly flash an “On Time” badge on the order.
Have you guys noticed how badly these online food aggregators have downgraded the delivery times? Previously in Gurgaon, no matter where I would order my food from it will be delivered in 20-25 minutes. Now its always by the clock 45-50 minutes goes without saying. A store 5…
Every few months, I see posts about HDFC credit limit upgrades. I check mine and every time it's the same message since 2022. At this point, I think HDFC’s limit enhancement system runs on vibes 😏 Who else is in the same boat?
HDFC limit enhancement season is here 😎 And me + 69 other CC geeks are ready for our monthly heartbreak 💔 Though @bethalaluka got luck and got massive limit enhancement 🥳 Check if you got lucky 👇 applyonline.hdfcbank.com/credit-cards/c…
So much for “GST relief” on health insurance. 😅 Despite the removal of 18% GST in September, premiums haven’t really dropped. I was renewing my parents' health insurance this week, and the final price is almost identical to what I paid last year. Insurers have hiked the base…
Diwali shopping done CC geek style 😎 Anticipated a ₹4.5–5K bill while adding items to the cart at Reliance Smart Supermarket. Bought ₹4.5K vouchers via iShop using EPM, planning to pay the rest by card. Bill came to ₹4501. Swiped nothing. Paid ₹1 coin. Maximum value…
You know you’re a CCGeek when grocery shopping starts to feel like a strategy game. I pull these stunts at Reliance Smart while doing our monthly grocery shopping to save 18%! Here are the details 🧵
We all knew this was coming. The recent 🪓is bank notices for “excessive hotel spends” were bound to happen. A few months back, people discovered a merchant that was wrongly tagged under a hotel MCC and used their travel cards to earn accelerated rewards on non-hotel…
It's another wave of Edge rewards account suspension by our dil se open 🪓s bank, not limited to a single person but multiple people have reported the same. Months under radar - June-July-August Merchant - Maximize Any other ? May the odds be ever in your favor ✌🏻 Thank you…
Looks like HSBC underestimated how much traffic this new Rewards portal + Atlas Discontinuation + TravelOne buzz would bring! Ever since they revamped the HSBC Rewards portal and started actively marketing their cards, demand has increased, but their backend support clearly…
Crossed 1L lifetime Edge Miles recently with my Axis Atlas Card, about 1.5 years since I got it (April 2024). ✈️ Easily one of the best value-for-money cards I’ve picked up. Already maxed out 2025’s Group A capping on Jan 1 this year 😅 …and sitting on enough miles to hit the…
Myntra GV monthly limit reduced to Rs. 10K/month in iShop! It was Rs. 25K/month just a few days back and now I am sitting at -Rs.15K limit 😆 Looks like ICICI wants more equitable distribution for its Myntra GVs, which earlier were getting sold out within minutes because of the…
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