transparencyifa's profile picture. International Financial Advice (no comms)

Wealth Management

@transparencyifa

International Financial Advice (no comms)

Is it a time to invest? A question being asked numerous times a day to me. Answer is.......depends on the client.....an advisor should take into account the clients situation and not just try to be selling.....your called an advisor for a reason


Everyone still pushing passive investments? They are part of the course to markets dropping as fast


So everyone pushing just a pure passive approach, happy now? #passiveinvestment @RichTeacher49 @SamuelInstone


Old money v’s New Money, do they manage their money differently and if so why? #oldmoney #newmoney


So what’s the most important thing when being an International Financial Advisor for most companies? No morals! @RichTeacher49 @nigeljgreen @IntAdviser @SamuelInstone @RL360_group @IamMarkDonnelly @OldMutual @DevereGroupBlog @holbornassets @gwm_intl @aesint @GENERALI @sjpwealth


Saw another couple with a Zurich Vista plan. Wasn’t told about the fees and how they increase as amounts are reduced. Only one winner the salesman! @Zurich


So spoke to a Devere guy who knew what I did for a living. Still try to convince me a regular savings plan can be right for some clients. Completely disagree! High fees for high comms #devere #nigeljgreen #havingalaugh #deverebigenoughtoforcechange


Just seen a statement “of you are from country A but live in country B, then you should bank in country C.” Generally a load of rubbish! #misleadingexpats #freshoftheboat #whatyourofferedisnotalwaystheonlythingavailable


Writing a report today and noticed the date is the same backwards as it is forward 02022020 #canthappenoften #2020


Regulator red-faced as it is fined for failings in its own pension scheme news.sky.com/story/fca-fine… #lovethis #thefca

transparencyifa's tweet image. Regulator red-faced as it is fined for failings in its own pension scheme
news.sky.com/story/fca-fine… #lovethis #thefca

#TheFCA you don’t really know what’s going on and putting pressure on none DB transfers is influencing advisors also negatively.

Persistently poor DB pension transfer advice vexes FCA dlvr.it/RNY1JT #News #Regulation #DBtransfers #Fca

PortfAdviser's tweet image. Persistently poor DB pension transfer advice vexes FCA dlvr.it/RNY1JT #News #Regulation #DBtransfers #Fca


This going to be a non advised or true Robo model where a company takes responsibility for what is recommended

.@Fidelity_UK has plans of a global push for its Germany-based digital wealth management operation #FinancialAdvisers #WealthManagement bit.ly/2Gbxmrr



International SIPPs are just a SIPP!


Are QROPS a good product or have they been tainted due to the manipulation of the so called ‘advisor’? #MFSAComm #TheFCA #gibfsc why was this allowed and shouldn’t the regulator take action against the trustees and potential also be held accountable?


To little to late! Now there are other routes to taking advantage of the retail sector but you won’t hear about it for 24 months #FCA how about employing someone who knows what’s going on....watch the programme white collar #Netflix to give you some idea fca.org.uk/publications/t…



Do you forgive companies who have changed their model from high commissions to fee based just they have made enough money previously?


#MFSAComm is the new regulations to protect the clients or protect the business already in Malta around QROPS? .....I believe the latter


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